Gloucester County property record for 6286 Ruth Dr, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,658 sqft · built 2008 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Oct 2009) |
| Tax Bill | $2,637 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 42375 |
| Primary APN | 42375 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,658 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Area | 428 sqft |
| Porch | Slab |
| Deck Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6286 RUTH DR |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-4356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | COURTHOUSE SQUARE SUBDIVISION LOT 39 |
| Legal Subdivision | COURTHOUSE SQUARE |
| Legal Lot Number | 39 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | ABINGDON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 100202 |
6286 Ruth Dr is owned and occupied by two individuals who bought it in October 2009.
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6286 RUTH DR, GLOUCESTER, VA 23061-4356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2009 · Amount on File |
| Deed Sale | Oct 28, 2009 · Amount on File |
| Prior Sale | Apr 11, 2008 · Amount on File |
| Deed Document Number | 20096651 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 6286 RUTH DR, GLOUCESTER, VA 23061-4356 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210008569 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 210008569 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
The 2026 property tax bill for 6286 Ruth Dr was $2,637, up 8.3% from the year before.
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,637.00 (+8.25%) | $452,320 (+13.98%) Land $62,720 Building $389,600 | $452,320 (+13.98%) Land $62,720 Building $389,600 |
| 2025 | $2,436.00 (+5.32%) | $396,840 (-) Land $62,720 Building $334,120 | $396,840 (-) Land $62,720 Building $334,120 |
| 2024 | $2,313.00 | $396,840 (-) Land $62,720 Building $334,120 | $396,840 (-) Land $62,720 Building $334,120 |
| 2023 | $2,313.00 (+5.47%) | $396,840 (+31.18%) Land $62,720 Building $334,120 | $396,840 (+31.18%) Land $62,720 Building $334,120 |
| 2022 | $2,193.00 | $302,520 Land $64,170 Building $238,350 | $302,520 Land $64,170 Building $238,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6286 Ruth Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2003–2009) |
| Most Recent Claim | Nov 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6286 Ruth Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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