Gloucester County property record for 6274 Ruth Dr, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,600 sqft · built 2008 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $384,000 (Jul 2022) |
| Tax Bill | $2,526 (2026) |
| Deeds & Mortgages | Jul 2023 Refinance Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42377 |
| Primary APN | 42377 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,600 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 400 sqft |
| Porch | Slab |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6274 RUTH DR |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-4356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | COURTHOUSE SQUARE SUBDIVISION LOT 41 |
| Legal Subdivision | COURTHOUSE SQUARE |
| Legal Lot Number | 41 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | ABINGDON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 100202 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6274 RUTH DR, GLOUCESTER, VA 23061-4356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Jul 18, 2022 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 20, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance PHH MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on Record |
| Deed Sale | Jul 18, 2022 · Amount on Record |
| Prior Sale | Jan 31, 2008 · Amount on Record |
| Deed Document Number | 20223950 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 6274 RUTH DR, GLOUCESTER, VA 23061-4356 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0230002632 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 230002632 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Jul 18, 2022 |
| Property Address | 6274 RUTH DR, GLOUCESTER, VA 23061-4356 |
| Document Number | 0220003950 |
| Instrument Date | Jun 25, 2022 |
| Instrument | 220003950 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | THE CLOSING BOUTIQUE LLC, THE CLOSING SHOP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6274 RUTH DR, GLOUCESTER, VA 23061-4356 |
| Document Number | 0220003951 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 220003951 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 6274 RUTH DR, GLOUCESTER, VA 23061-4356 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Title Company | CCS RECORDING TEAM |
| Name | Verified Name |
|---|
| Document Number | 170001211 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 170001211 |
| Name | PHH MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,526.00 (+8.83%) | $433,300 (+14.6%) Land $56,960 Building $376,340 | $433,300 (+14.6%) Land $56,960 Building $376,340 |
| 2025 | $2,321.00 (+110.62%) | $378,090 (-) Land $56,960 Building $321,130 | $378,090 (-) Land $56,960 Building $321,130 |
| 2023 | $1,102.00 (-44.46%) | $378,090 (+38.13%) Land $56,960 Building $321,130 | $378,090 (+38.13%) Land $56,960 Building $321,130 |
| 2022 | $1,984.00 | $273,720 Land $48,130 Building $225,590 | $273,720 Land $48,130 Building $225,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2003–2009) |
| Most Recent Claim | Nov 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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