Gloucester County property record for 6260 Ruth Dr, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,588 sqft · built 2007 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,510 (2026) |
| Deeds & Mortgages | Nov 2022 Refinance Mar 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42379 |
| Primary APN | 42379 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,588 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 800 sqft |
| Porch | Slab |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6260 RUTH DR |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-4356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | COURTHOUSE SQUARE SUBDIVISION LOT 43 |
| Legal Subdivision | COURTHOUSE SQUARE |
| Legal Lot Number | 43 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | ABINGDON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 100202 |
6260 Ruth Dr is owned and occupied by an individual who acquired it in November 2007.
Source: Gloucester County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6260 RUTH DR, GLOUCESTER, VA 23061-4356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW DAY FINANCIAL LLC |
| Mar 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LANGLEY FEDERAL CREDIT UNION |
| Apr 21, 2020 | Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2007 |
| Deed Sale | Nov 19, 2007 |
| Deed Document Number | 20078761 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 6260 RUTH DR, GLOUCESTER, VA 23061-4356 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2023 |
| Title Company | AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0220006213 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 220006213 |
| Name | NEW DAY FINANCIAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 6260 RUTH DR, GLOUCESTER, VA 23061-4356 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210001750 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 210001750 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 6260 RUTH DR, GLOUCESTER, VA 23061-4356 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200001873 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 200001873 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 204 Months |
| Due | Apr 10, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 6260 Ruth Dr was $2,510, up 8.9% from the year before.
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,510.00 (+8.89%) | $423,250 (+14.53%) Land $56,960 Building $366,290 | $423,250 (+14.53%) Land $56,960 Building $366,290 |
| 2025 | $2,305.00 (+5.2%) | $369,540 (-) Land $56,960 Building $312,580 | $369,540 (-) Land $56,960 Building $312,580 |
| 2024 | $2,191.00 | $369,540 (-) Land $56,960 Building $312,580 | $369,540 (-) Land $56,960 Building $312,580 |
| 2023 | $2,191.00 (+10.6%) | $369,540 (+37.08%) Land $56,960 Building $312,580 | $369,540 (+37.08%) Land $56,960 Building $312,580 |
| 2022 | $1,981.00 | $269,580 Land $48,130 Building $221,450 | $269,580 Land $48,130 Building $221,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6260 Ruth Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2003–2009) |
| Most Recent Claim | Nov 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6260 Ruth Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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