Kane County property record for 628 Waterfall Ln, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,234 sqft · built 1994 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Feb 2011) |
| Tax Bill | $11,282 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-21-352-043 |
| Primary APN | 06-21-352-043 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,234 sqft Living Area |
| Gross Area | 2,867 sqft |
| Basement Area | 633 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 628 WATERFALL LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-6882 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODBRIDGE NORTH UNIT 1 LOT 75 |
| Legal Subdivision | WOODBRIDGE NORTH |
| Legal Block | 1 |
| Legal Lot Number | 75 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 851913 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 628 WATERFALL LN, ELGIN, IL 60124-6882 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2011 · Amount on Record |
| Deed Sale | Feb 28, 2011 · Amount on Record |
| Prior Sale | Aug 18, 2010 |
| Deed Document Number | 201114015 |
| Prior Transfer Date | May 16, 1997 |
| Prior Transfer Doc | 0000039147 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,282.00 (+7.75%) | $144,064 (+8.57%) Land $30,744 Building $113,320 | $432,365 (+8.57%) Land $92,269 Building $340,096 |
| 2024 | $132,692 (+21.39%) Land $28,317 Building $104,375 | $398,235 (+21.44%) Land $84,985 Building $313,250 | |
| 2022 | $10,471.00 (+3.01%) | $109,307 (+6.96%) Land $23,326 Building $85,981 | $327,921 (+6.96%) Land $69,978 Building $257,943 |
| 2021 | $10,165.00 | $102,194 Land $21,808 Building $80,386 | $306,582 Land $65,424 Building $241,158 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber | 1,000 / 1,000 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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