Kane County property record for 622 Waterfall Ln, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,612 sqft · built 1990 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $204,000 (Jul 1996) |
| Tax Bill | $10,242 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-21-352-046 |
| Primary APN | 06-21-352-046 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,612 sqft Living Area |
| Gross Area | 3,668 sqft |
| Basement Area | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 622 WATERFALL LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-6882 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODBRIDGE NORTH UNIT 1 LOT 78 |
| Legal Subdivision | WOODBRIDGE NORTH |
| Legal Block | 1 |
| Legal Lot Number | 78 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 851913 |
622 Waterfall Ln is owned and occupied by two individuals who bought it in July 1996.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 622 WATERFALL LN, ELGIN, IL 60124-6882 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 1996 · Amount on File |
| Deed Sale | Jul 3, 1996 · Amount on File |
| Deed Document Number | 199647792 |
| Prior Transfer Date | May 24, 1996 |
| Prior Transfer Doc | 0000047792 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 622 Waterfall Ln was $10,242 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,242.00 Homeowner's exemption Senior Citizen's exemption | $146,781 (+8.57%) Land $30,744 Building $116,037 | $440,519 (+8.57%) Land $92,269 Building $348,250 |
| 2024 | $135,195 Land $28,317 Building $106,878 | $405,747 Land $84,985 Building $320,762 | |
| 2022 | $9,615.00 (+3.81%) Homeowner's exemption | $111,368 (+6.96%) Land $23,326 Building $88,042 | $334,104 (+6.96%) Land $69,978 Building $264,126 |
| 2021 | $9,262.00 Homeowner's exemption | $104,121 Land $21,808 Building $82,313 | $312,363 Land $65,424 Building $246,939 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 622 Waterfall Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 622 Waterfall Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber | 1,000 / 1,000 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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