618 Waterfall Ln, Elgin, IL 60124 Property Records

Kane County property record for 618 Waterfall Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,404 sqft · built 1995
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Company Names on Record
Last Sale	$174,000 (Dec 1995)
Tax Bill	$9,663 (2025)
Deeds & Mortgages	Nov 2022 Transfer Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-21-352-048`

Property Details

APN / Parcel Number

Primary APN	`06-21-352-048`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,404 sqft Living Area
Gross Area	3,544 sqft
Basement Area	1,140 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	618 WATERFALL LN
City	ELGIN
State	IL
Zip	60124-6882
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBRIDGE NORTH UNIT 1 LOT 80
Legal Subdivision	WOODBRIDGE NORTH
Legal Block	1
Legal Lot Number	80
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	618 WATERFALL LN, ELGIN, IL 60124-6882
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Intrafamily Transfer, Transfer ATTORNEY
Mar 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 1995 · Amount on Record
Deed Sale	Dec 11, 1995 · Amount on Record
Deed Document Number	199575614
Prior Transfer Date	Oct 30, 1995
Prior Transfer Doc	0000075614
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Nov 14, 2022
Property Address	618 WATERFALL LN, ELGIN, IL 60124-6882
Document Number	0000054745
Map Reference	DOC 90K45547
Instrument Date	Aug 22, 2022
Instrument	2022K054745
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 WATERFALL LN, ELGIN, IL 60124-6882

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	618 WATERFALL LN, ELGIN, IL 60124-6882
Document Number	0000012150
Instrument Date	Mar 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	618 WATERFALL LN ELGIN IL 601246882, ELGIN, IL 60124-6882

Mortgage

Document Number	0000012150
Date	Mar 16, 2018
Instrument	12150

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,663.00 (+6.44%) Homeowner's exemption Senior Citizen's exemption	$139,394 (+8.57%) Land $30,744 Building $108,650	$418,349 (+8.57%) Land $92,269 Building $326,080
2024		$128,391 (+21.4%) Land $28,317 Building $100,074	$385,327 (+21.44%) Land $84,985 Building $300,342
2022	$9,078.00 (+3.86%) Homeowner's exemption	$105,763 (+6.96%) Land $23,326 Building $82,437	$317,289 (+6.96%) Land $69,978 Building $247,311
2021	$8,741.00 Homeowner's exemption	$98,881 Land $21,808 Building $77,073	$296,643 Land $65,424 Building $231,219

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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