628 Secrest Ave, Belmont, NC 28012 Property Records

Gaston County property record for 628 Secrest Ave, Belmont, NC 28012

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2 bd · 1 ba · 936 sqft · built 1950
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (May 2019)
Tax Bill	$2,323 (2026)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`187199`

Property Details

APN / Parcel Number

Primary APN	`187199`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	12,197 sqft (0.28 acres)
Porch	Porch
Porch Area	192 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	628 SECREST AVE
City	BELMONT
State	NC
Zip	28012-4020
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R1
Legal Description	ARMSTRONG & ELMORE BLK I L 25-26,P/27,3 15 049D 049 00 000
Legal Subdivision	BEN M JOHNSON PROPERTY
Legal Block	I
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	3
Census Block	3006
Census Tract	32403

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	628 SECREST AVE, BELMONT, NC 28012-4020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2019 · Amount on Record
Deed Sale	May 17, 2019 · Amount on Record
Prior Sale	Jun 10, 2005 · Amount on Record
Deed Book / Page	5042 / 878
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 17, 2019
Property Address	628 SECREST AVE, BELMONT, NC 28012-4020
Document Number	0050420878
Book / Page	005042 / 000878
Instrument Date	May 5, 2019
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 SECREST AVE BELMONT NC 280124020, BELMONT, NC 28012-4020

Mortgage

Document Number	50420881
Date	May 17, 2019
Book Page	005042/000881

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 16, 2049

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Belmont City
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,323.00	$220,410 (-) Land $50,000 Building $170,410
2025	$2,323.00 (-0.81%)	$220,410 (+0.21%) Land $50,000 Building $170,410
2023	$2,342.00	$219,940 Land $50,000 Building $169,940
2021			$127,530 Land $40,000 Building $87,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELMONT serves 17,477 people · EPA ID NC0136015
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20