Gaston County property record for 627 Secrest Ave, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,358 sqft · built 1960 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $173,000 (Jul 2019) |
| Tax Bill | $3,405 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit May 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15049D06100 |
| Primary APN | 15049D06100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,358 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 21,344 sqft (0.49 acres) |
| Porch | Porch |
| Porch Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 627 SECREST AVE |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-4019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LANDER P RAY TRACT 1 PLAT BOOK 088 PAGE 070 |
| Legal Subdivision | ARMSTRONG-ELMORE PROPERTY |
| Legal Tract | 1 |
| Legal Block | 1 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 32403 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 627 SECREST AVE, BELMONT, NC 28012-4019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU |
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU |
| Apr 14, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Apr 15, 2020 | Quit Claim Deed, Transfer QUICKEN LNS |
| Jul 23, 2019 | Warranty Deed, Transfer · Conventional with PMI MISCELLANEOUS INS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2019 · Amount on Record |
| Deed Sale | Jul 23, 2019 · Amount on Record |
| Prior Sale | Jun 19, 2002 · Amount on Record |
| Deed Book / Page | 5055 / 1085 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 627 SECREST AVE, BELMONT, NC 28012-4019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0054302388 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 5430/2388 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 627 SECREST AVE, BELMONT, NC 28012-4019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0053361913 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 5336/1913 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 627 SECREST AVE, BELMONT, NC 28012-4019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0052181027 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 5218/1027 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MC FARLAN, NC 28102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 15, 2020 |
| Property Address | 627 SECREST AVE, BELMONT, NC 28012-4019 |
| Document Number | 0051150805 |
| Book / Page | 005115 / 000805 |
| Instrument Date | Apr 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 627 SECREST AVE BELMONT NC 280124019, BELMONT, NC 28012-4019 |
| Document Number | 51150810 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 005115/000810 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 23, 2019 |
| Property Address | 627 SECREST AVE, BELMONT, NC 28012-4019 |
| Document Number | 0050551085 |
| Book / Page | 005055 / 001085 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $346.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 627 SECREST AVE BELMONT NC 280124019, BELMONT, NC 28012-4019 |
| Document Number | 50551087 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 005055/001087 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | ATLANTA, GA 30338 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2049 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Belmont City |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,405.00 | $323,080 (-) Land $50,000 Building $273,080 | |
| 2025 | $3,405.00 (+22.48%) | $323,080 (+23.75%) Land $50,000 Building $273,080 | |
| 2023 | $2,780.00 | $261,080 Land $50,000 Building $211,080 | |
| 2021 | $158,950 Land $40,000 Building $118,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELMONT serves 17,477 people · EPA ID NC0136015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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