Gaston County property record for 620 Secrest Ave, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 916 sqft · built 1940 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Company Name on File |
| Last Sale | $80,000 (Dec 2020) |
| Tax Bill | $1,872 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15049D05100 |
| Primary APN | 15049D05100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 916 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Porch | Porch |
| Porch Area | 140 sqft |
| Heating System | Central |
|---|
| Street Address | 620 SECREST AVE |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-4020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ARMSTRONG & ELMORE BLK I L 19-20 15 049D 051 00 000 |
| Legal Block | I |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 32403 |
620 Secrest Ave is owned by a company that bought it in December 2020.
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3874 OAKWOOD CIR, IRON STATION, NC 28080-8711 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 21, 2022 | Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL LENDER LLC |
| Dec 31, 2020 | Warranty Deed, Transfer · Commercial Mortgage COMMERCIAL LENDER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2020 · Amount on File |
| Deed Sale | Dec 31, 2020 · Amount on File |
| Prior Sale | May 14, 2012 · Amount on File |
| Deed Book / Page | 5187 / 774 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 620 SECREST AVE, BELMONT, NC 28012-4020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3784 OAKWOOD CIR, IRON STATION, NC 28080-8710 |
| Document Number | 0053661012 |
|---|---|
| Date | Sep 21, 2022 |
| Book Page | 5366/1012 |
| Name | COMMERCIAL LENDER LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VERNON ROCKVILLE, CT 06066 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 31, 2020 |
| Property Address | 620 SECREST AVE, BELMONT, NC 28012-4020 |
| Document Number | 0051870774 |
| Book / Page | 5187 / 774 |
| Instrument Date | Dec 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4520 VICKREY CHAPEL RD N, 4520, JAMESTOWN, NC 27282-9603 |
| Name | Verified Name |
|---|---|
| Address | 3874 OAKWOOD CIR, IRON STATION, NC 28080-8711 |
| Document Number | 0005187776 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 5187/776 |
| Name | COMMERCIAL LENDER LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Jan 1, 2022 |
The 2026 property tax bill for 620 Secrest Ave was $1,872.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Belmont City |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,872.00 | $177,650 Land $50,000 Building $127,650 | |
| 2023 | $1,891.00 | $177,650 Land $50,000 Building $127,650 | |
| 2021 | $116,230 Land $40,000 Building $76,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 Secrest Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 620 Secrest Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELMONT serves 17,477 people · EPA ID NC0136015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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