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628 Saint James Ext, Loris, SC 29569 Property Records

Horry County property record for 628 Saint James Ext, Loris, SC 29569

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,955 sqft · built 2002
Lot Size0.83 acres (36,155 sqft)
Owner2 Individual Names on Record
Last Sale$26,900 (Sep 2001)
Tax Bill$1,900 (2025)
Deeds & MortgagesAug 2025 Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN177-08-04-0003

Property Details

APN / Parcel Number

Primary APN177-08-04-0003
Alternative APN
  • 0482201037

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,955 sqft Living Area

Exterior

Year BuiltBuilt 2002
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area36,155 sqft (0.83 acres)
Garage TypeMixed
Garage Area1,392 sqft
CarportCarport
Carport Area240 sqft
PorchOpen Porch
Deck Area255 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Old Parcel Number0482201037
Street Address628 SAINT JAMES EXT
CityLORIS
StateSC
Zip29569-5346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionTHE FARM AT FOX BAY; LOT 37
Legal SubdivisionTHE FARM AT FOX BAY
Legal Lot Number37
JurisdictionHORRY SC
Township / Civil DivisionLORIS
Census Block Group2
Census Block2010
Census Tract20202

Owner

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address628 SAINT JAMES EXT, LORIS, SC 29569-5346
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2025Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ
Aug 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2001 · Amount on Record
Deed SaleSep 6, 2001 · Amount on Record
Deed Document Number371844
Deed Book / Page2405 / 1244
Record UpdatedJun 8, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHORRY SC
Property Address628 SAINT JAMES EXT, LORIS, SC 29569-5346
Transaction TypeMortgage
Record UpdatedOct 20, 2025
Title CompanyDO NO USE, LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 SAINT JAMES EXT, LORIS, SC 29569-5346

Mortgage

Document Number69390000002953
DateAug 19, 2025
Book Page0000006939/0000002953
Lender
NameNEWREZ
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2045

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHORRY SC
Property Address628 SAINT JAMES EXT, LORIS, SC 29569-5346
Transaction TypeMortgage
Record UpdatedDec 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 SAINT JAMES EXT, LORIS, SC 29569-5346

Mortgage

Document Number64320000003413
DateAug 12, 2021
Book Page0000006432/0000003413
Lender
NameNEWREZ
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyHorry County
MunicipalityLoris City
Unified School DistrictHorry County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,900.00$535,380 (-) Land $74,096 Building $461,284
2024$1,900.00 (+13.64%)$32,123 (+180.48%) Land $4,446 Building $27,677$535,380 (+86.98%) Land $74,096 Building $461,284
2023$1,672.00 (+1.7%)$11,453 (-33.34%) Land $1,369 Building $10,084$286,330 (-) Land $34,230 Building $252,100
2021$1,644.00$17,180 Land $2,054 Building $15,126$286,330 Land $34,230 Building $252,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims17 (2015–2024)
Claims Outside the SFHA5 of 17
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Hurricane Idalia, Aug 2023 · 4 claims
  • Hurricane Florence, Sep 2018 · 6 claims
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 59% of South Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
HTC
Fiber		2,000 / 2,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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