627 Saint James Ext, Loris, SC 29569 Property Records

Horry County property record for 627 Saint James Ext, Loris, SC 29569

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,271 sqft · built 2008
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on File
Last Sale	$61,500 (Aug 2006)
Tax Bill	$3,119 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`177-08-04-0008`

Property Details

APN / Parcel Number

Primary APN	`177-08-04-0008`
Alternative APN	`0482201005`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,271 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,541 sqft (0.77 acres)
Garage Type	Detached
Garage Area	1,876 sqft
Porch	Slab
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Coal

Location & Zoning

Street Address	627 SAINT JAMES EXT
City	LORIS
State	SC
Zip	29569-5382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE FARM AT FOX BAY; LOT 5
Legal Subdivision	THE FARM AT FOX BAY
Legal Lot Number	5
Jurisdiction	HORRY SC
Township / Civil Division	LORIS
Census Block Group	2
Census Block	2015
Census Tract	20202

Owner

Source: Horry County records, as of February 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	627 SAINT JAMES EXT, LORIS, SC 29569-5382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOUTH ATLANTIC BANK
Apr 20, 2020	Deed of Trust, Mortgage SOUTH ATLANTIC BK
May 4, 2018	Deed of Trust, Mortgage FIRST PALMETTO BK
Jan 25, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2006 · Amount on File
Deed Sale	Aug 31, 2006 · Amount on File
Prior Sale	Jun 6, 2006 · Amount on File
Deed Document Number	2006549393
Deed Book / Page	3151 / 382
Last Transfer Date	Apr 25, 2008
Transfer Doc	0033311797
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	627 SAINT JAMES EXT, LORIS, SC 29569-5382
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 SAINT JAMES EXT, LORIS, SC 29569-5382

Mortgage

Document Number	65830000003219
Date	Jul 20, 2022
Book Page	0000006583/0000003219

Lender

Name	SOUTH ATLANTIC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2032

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	627 SAINT JAMES EXT, LORIS, SC 29569-5382
Document Number	6205/3388
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 SAINT JAMES EXT LORIS SC 295695382, LORIS, SC 29569-5382

Mortgage

Document Number	6205/3388
Date	Apr 24, 2020
Book Page	006205/003388

Lender

Name	SOUTH ATLANTIC BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	627 SAINT JAMES EXT, LORIS, SC 29569-5382
Document Number	5987/1553
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 SAINT JAMES EXT LORIS SC 295695382, LORIS, SC 29569-5382

Mortgage

Document Number	5987/1553
Date	May 9, 2018
Book Page	005987/001553

Lender

Name	FIRST PALMETTO BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 8, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	627 SAINT JAMES EXT, LORIS, SC 29569-5382
Document Number	5849/2416
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	627 SAINT JAMES EXT LORIS SC 295695382, LORIS, SC 29569-5382

Mortgage

Document Number	5849/2416
Date	Jan 30, 2017
Book Page	005849/002416
Instrument	10933

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2047

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Loris City
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,119.00		$685,472 (-) Land $74,096 Building $611,376
2024	$3,119.00 (+10.49%)	$27,420 (+71.92%) Land $2,964 Building $24,456	$685,472 (+71.91%) Land $74,096 Building $611,376
2023	$2,823.00 (+1.73%)	$15,949 (-61.91%) Land $1,369 Building $14,580	$398,730 (-) Land $34,230 Building $364,500
2021	$2,775.00	$41,867 Land $3,594 Building $38,273	$398,730 Land $34,230 Building $364,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	17 (2015–2024)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Idalia, Aug 2023 · 4 claims Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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