609 Saint James Ext, Loris, SC 29569 Property Records

Horry County property record for 609 Saint James Ext, Loris, SC 29569

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,790 sqft · built 2000
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$294,500 (Aug 2015)
Tax Bill	$1,993 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`177-09-01-0010`

Property Details

APN / Parcel Number

Primary APN	`177-09-01-0010`
Alternative APN	`0482201001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,790 sqft Living Area

Exterior

Year Built	Built 2000
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Attached
Garage Area	644 sqft
Porch	Enclosed Porch
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	0482201001
Street Address	609 SAINT JAMES EXT
City	LORIS
State	SC
Zip	29569-5382
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	THE FARM AT FOX BAY; LOT 1
Legal Subdivision	THE FARM AT FOX BAY
Legal Lot Number	1
Jurisdiction	HORRY SC
Township / Civil Division	LORIS
Census Block Group	2
Census Block	2015
Census Tract	20202

Owner

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 SAINT JAMES EXT, LORIS, SC 29569-5382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2015 · Amount on Record
Deed Sale	Aug 10, 2015 · Amount on Record
Prior Sale	Jul 7, 1999 · Amount on Record
Deed Document Number	0038431588
Deed Book / Page	3843 / 1588
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	609 SAINT JAMES EXT, LORIS, SC 29569-5382
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 SAINT JAMES EXT, LORIS, SC 29569-5382

Mortgage

Document Number	67650000000491
Date	Mar 11, 2024
Book Page	0000006765/0000000491

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	609 SAINT JAMES EXT, LORIS, SC 29569-5382
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 SAINT JAMES EXT, LORIS, SC 29569-5382

Mortgage

Document Number	64700000000631
Date	Oct 29, 2021
Book Page	0000006470/0000000631

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	609 SAINT JAMES EXT, LORIS, SC 29569-5382
Document Number	6273/0755
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 SAINT JAMES EXT LORIS SC 295695382, LORIS, SC 29569-5382

Mortgage

Document Number	6273/0755
Date	Oct 1, 2020
Book Page	006273/000755

Lender

Name	TRUIST BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 30, 2045

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Loris City
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,993.00		$555,021 (-) Land $88,314 Building $466,707
2024	$1,993.00 (+13.43%)	$22,201 (+86.11%) Land $3,533 Building $18,668	$555,021 (+86.11%) Land $88,314 Building $466,707
2023	$1,757.00 (+1.74%)	$11,929 (-) Land $1,593 Building $10,336	$298,220 (-) Land $39,820 Building $258,400
2021	$1,727.00	$11,929 Land $1,593 Building $10,336	$298,220 Land $39,820 Building $258,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	17 (2015–2024)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Idalia, Aug 2023 · 4 claims Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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