Branch County property record for 628 Reds Channel Dr, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $64,000 (Oct 1996) |
| Tax Bill | $1,641 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-R10-000-003-00 |
| Primary APN | 110-R10-000-003-00 |
|---|
| Lot Area | 5,663 sqft (0.13 acres) |
|---|
| Street Address | 628 REDS CHANNEL DR |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-8864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 OF REDS CHANNEL GROVE SEC 13 T7S R6W |
| Legal Range | 06W |
| Legal Township | 07S |
| Legal Section | 13 |
| Legal Subdivision | REDS CHANNEL GROVE |
| Legal Lot Number | 3 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | OVID |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 951000 |
628 Reds Channel Dr is owned and occupied by an individual who bought it in October 1996.
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 628 REDS CHANNEL DR, COLDWATER, MI 49036-8864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2020 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Dec 11, 2019 | Deed of Trust, Mortgage QUICKEN LOANS INC |
| Dec 19, 2018 | Deed of Trust, Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 1996 · Amount on File |
| Deed Sale | Oct 21, 1996 · Amount on File |
| Deed Book / Page | 679 / 434 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 628 REDS CHANNEL DR, COLDWATER, MI 49036-8864 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202004794 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 2020-04794 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 628 REDS CHANNEL DR, COLDWATER, MI 49036-8864 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201907886 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 2019-07886 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 313 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 628 REDS CHANNEL DR, COLDWATER, MI 49036-8864 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2019 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 201808209 |
|---|---|
| Date | Dec 19, 2018 |
| Instrument | 2018-08209 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 628 Reds Channel Dr was $1,641, up 2.6% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Ovid Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,876 (+4.14%) | $201,752 (+4.14%) | |
| 2025 | $1,641.00 (+2.56%) | $96,864 | $193,728 |
| 2024 | $1,600.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 628 Reds Channel Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 628 Reds Channel Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures