Branch County property record for 620 Reds Channel Dr, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Trust Name on File |
| Last Sale | $159,650 (Jun 2004) |
| Tax Bill | $2,643 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-R10-000-007-00 |
| Primary APN | 110-R10-000-007-00 |
|---|
| Lot Area | 6,970 sqft (0.16 acres) |
|---|
| Street Address | 620 REDS CHANNEL DR |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-8864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 REDS CHANNEL GROVE SEC 13 T7S R6W |
| Legal Range | 06W |
| Legal Township | 07S |
| Legal Section | 13 |
| Legal Subdivision | REDS CHANNEL GROVE |
| Legal Lot Number | 7 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | OVID |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 951000 |
620 Reds Channel Dr is held in a trust since June 2004.
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 9644 BISHOPSWOOD LN, PERRYSBURG, OH 43551-2684 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2004 · Amount on File |
| Deed Sale | Jun 18, 2004 · Amount on File |
| Prior Sale | Jan 28, 2002 · Amount on File |
| Deed Document Number | 20046139 |
| Deed Book / Page | 1028 / 520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 620 REDS CHANNEL DR, COLDWATER, MI 49036-8864 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 202103703 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 2021-03703 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2036 |
The 2025 property tax bill for 620 Reds Channel Dr was $2,643, up 2.7% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Ovid Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $82,602 (-2.73%) | $165,204 (-2.73%) | |
| 2025 | $2,643.00 (+2.72%) | $84,917 | $169,834 |
| 2024 | $2,573.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 Reds Channel Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Reds Channel Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
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