628 N Main Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 628 N Main Ave, Erwin, TN 37650 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1986
Square Footage	1,320 sqft Living Area
Lot Size	8,949 sqft (0.205 acres)
Garage	Detached, 400 sqft
Occupancy	Owner Occupied
Last Sale	$83,000 (2012)
Tax Bill	$683.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`023K-H-004.00`
Alternative APNs	`086023K H 00400` `000005196`

Interior

Full Baths	1 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Building Area	1,320 sqft Living Area
Gross Area	1,920 sqft Gross Area
1st Floor	1,320 sqft 1st Floor
Basement Area	600 sqft Basement
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1986
Architectural Style	Custom Design Style
Exterior Material	Siding Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	8,949 sqft (0.205 acres)
Depth X Width	135 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	400 sqft Garage
Porch Area	669 sqft Porch
Canopy Area	128 sqft Canopy

Utilities and HVAC

Heating System	Floor/Wall Furnace Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	628 N MAIN AVE
City	ERWIN
State	TN
Zip	37650-1320
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E D CO BLK B LOT 22 COMPUTER REPAIR CASE #C7907 60X135
Legal Subdivision	E D CO
Legal Block	B
Legal Lot Number	22
Jurisdiction	UNICOI TN
Minor Civil Division	2
Census Blockgroup	3
Census Block	3002
Census Tract	80400

Owner

Source: Unicoi County records · APN 023K-H-004.00

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	628 N MAIN AVE, ERWIN, TN 37650-1320
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 06, 2012 · Amount on Record
Deed Sale	Sep 06, 2012 · Amount on Record
Prior Sale	May 12, 2000 · Amount on Record
Deed Doc Number	20121772
Deed Book / Page	362 / 468
Record Refreshed	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	628 N MAIN AVE, ERWIN, TN 37650-1320
Transaction Type	Mortgage
Record Updated	Apr 02, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 N MAIN AVE, ERWIN, TN 37650-1320

Mortgage

Document Number	0000468300
Date	Mar 07, 2023
Book Page	468/300
Instrument	23000421

Lender

Name	MOUNTAIN COMMERCE BANK
Type	Bank
Address	JOHNSON CITY, TN 37602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 13, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,175 (-) Land $4,375 Building $21,800	$104,700 (-) Land $17,500 Building $87,200
2024	$683.00 (+11.06%)
2023		$26,175 (-) Land $4,375 Building $21,800
2022	$615.00	$26,175 Land $4,375 Building $21,800	$104,700 Land $17,500 Building $87,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Unicoi County (47171C), updated August 23, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.