Unicoi County property record for 620 N Main Ave, Erwin, TN 37650 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,068 sqft Living Area |
| Lot Size | 7,119 sqft (0.163 acres) |
| Garage | Detached, 240 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $123,000 (2022) |
| Tax Bill | $551.00 (2024) |
Source: Unicoi County records · APN 023K-H-002.00
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 620 N MAIN AVE, ERWIN, TN 37650-1320 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 03, 2025 | Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 18, 2022 | Correction Deed CLASSIC TITLE INSURANCE COMPANY INC, CLASSIC TITLE INS CO INC |
| Sep 13, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 18, 2022 | Correction Deed CLASSIC TITLE INSURANCE COMPANY INC, CLASSIC TITLE INS CO INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 13, 2022 · Amount on Record |
| Deed Sale | Sep 13, 2022 · Amount on Record |
| Prior Sale | Nov 08, 2000 · Amount on Record |
| Deed Doc Number | 20221981 |
| Deed Book / Page | 463 / 395 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Property Address | 620 N MAIN AVE, ERWIN, TN 37650-1320 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 620 N MAIN AVE, ERWIN, TN 37650-1320 |
| Investor | Possibly a Property Investor |
| Document Number | 0000498627 |
|---|---|
| Date | Dec 03, 2025 |
| Book Page | 498/627 |
| Instrument | 25002670 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Amount | Amount Recorded |
|---|---|
| Term | 352 Months |
| Due | Apr 01, 2055 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Nov 18, 2022 |
| Property Address | 620 N MAIN AVE, ERWIN, TN 37650-1320 |
| Document Number | 0000465457 |
| Book / Page | 465 / 457 |
| Map Reference | MB 28 PG 265 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 22002470 |
| Record Updated | Apr 02, 2024 |
| Title Company | CLASSIC TITLE INSURANCE COMPANY INC, CLASSIC TITLE INS CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 N MAIN AVE, ERWIN, TN 37650-1320 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Sep 13, 2022 |
| Property Address | 620 N MAIN AVE, ERWIN, TN 37650-1320 |
| Document Number | 0000463395 |
| Book / Page | 463 / 395 |
| Map Reference | MB 28 PG 265 |
| Instrument Date | Sep 09, 2022 |
| Instrument | 22001981 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2024 |
| Title Company | ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 961292, FORT WORTH, TX 76161-0292 |
| Investor | Possibly a Property Investor |
| Document Number | 0022001982 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 22001982 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Number | 0000463417 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 463/417 |
| Instrument | 22001983 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Nov 18, 2022 |
| Property Address | 620 N MAIN AVE, ERWIN, TN 37650-1320 |
| Document Number | 0000465462 |
| Book / Page | 465 / 462 |
| Map Reference | MB 28 PG 265 |
| Instrument Date | Sep 09, 2022 |
| Instrument | 22002471 |
| Record Updated | Apr 02, 2024 |
| Title Company | CLASSIC TITLE INSURANCE COMPANY INC, CLASSIC TITLE INS CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Municipality | Erwin Town |
| Unified School District | Unicoi County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,100 (-) Land $3,425 Building $17,675 | $84,400 (-) Land $13,700 Building $70,700 | |
| 2024 | $551.00 (+11.09%) | ||
| 2023 | $21,100 (-) Land $3,425 Building $17,675 | ||
| 2022 | $496.00 | $21,100 Land $3,425 Building $17,675 | $84,400 Land $13,700 Building $70,700 |
Source: FEMA National Flood Hazard Layer, Unicoi County (47171C), updated August 23, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 28% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 023K-H-002.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Building Area | 1,068 sqft Living Area |
| Gross Area | 1,564 sqft Gross Area |
| 1st Floor | 1,068 sqft 1st Floor |
| Basement Area | 320 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Custom Design Style |
| Exterior Material | Siding Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,119 sqft (0.163 acres) |
| Depth X Width | 135 ft x 47 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 240 sqft Garage |
| Patio Area | 228 sqft Patio |
| Porch Area | 264 sqft Porch |
| Canopy Area | 180 sqft Canopy |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 620 N MAIN AVE |
|---|---|
| City | ERWIN |
| State | TN |
| Zip | 37650-1320 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E D CO BLK B LOT 24 50X135 IRR |
| Legal Subdivision | E D CO |
| Legal Block | B |
| Legal Lot Number | 24 |
| Jurisdiction | UNICOI TN |
| Minor Civil Division | 2 |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 80400 |
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