624 N Main Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 624 N Main Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,038 sqft · built 1925
Lot Size	0.164 acres (7,142 sqft)
Owner	Company Name on Record
Last Sale	$229,900 (Oct 2025)
Tax Bill	$861 (2022)
Deeds & Mortgages	May 2026 Transfer Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023K-H-003.00`

Property Details

APN / Parcel Number

Primary APN	`023K-H-003.00`
Alternative APNs	`086023K H 00300` `000005195`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,038 sqft Living Area
1st Floor Area	1,038 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,142 sqft (0.164 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Porch	Finished/Open Porch
Porch Area	116 sqft
Utility Building	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	624 N MAIN AVE
City	ERWIN
State	TN
Zip	37650-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	E D CO BLK B LOT 23 50X135 IRR
Legal Subdivision	E D CO
Legal Block	B
Legal Lot Number	23
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	3
Census Block	3002
Census Tract	80400

Owner

Source: Unicoi County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	624 N MAIN AVE, ERWIN, TN 37650-1320
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 14, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 25, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 13, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Jul 25, 2023 · Amount on Record
Deed Document Number	20252272
Deed Book / Page	496 / 927
Last Transfer Date	May 5, 2026
Transfer Doc	0000000906
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNICOI TN
Recording Date	May 6, 2026
Property Address	624 N MAIN AVE, ERWIN, TN 37650-1320
Document Number	0000000906
Book / Page	503 / 417
Instrument Date	May 5, 2026
Instrument	2026906
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	624 N MAIN AVE, ERWIN, TN 37650-1320

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Oct 14, 2025
Property Address	624 N MAIN AVE, ERWIN, TN 37650-1320
Document Number	0000496927
Book / Page	496 / 927
Instrument Date	Oct 10, 2025
Instrument	25002272
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TTL GROUP OF TN LLC SERIES D

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 N MAIN AVE, ERWIN, TN 37650-1320

Mortgage

Document Number	0025002273
Date	Oct 14, 2025
Instrument	25002273

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jul 25, 2023
Property Address	624 N MAIN AVE, ERWIN, TN 37650-1320
Document Number	0000472273
Book / Page	472 / 273
Instrument Date	Jul 21, 2023
Instrument	23001331
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023001332
Date	Jul 25, 2023
Instrument	23001332

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Dec 13, 2021
Property Address	624 N MAIN AVE, ERWIN, TN 37650-1320
Document Number	0000453889
Book / Page	453 / 889
Instrument Date	Nov 15, 2021
Instrument	21002735
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	DEBBIE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$684.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 N MAIN AVE, ERWIN, TN 37650-1320

Mortgage

Document Number	0021002736
Date	Dec 13, 2021
Instrument	21002736

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,625 (-) Land $3,650 Building $32,975	$146,500 (-) Land $14,600 Building $131,900
2024		$36,625 (-) Land $3,650 Building $32,975
2023		$36,625 (-) Land $3,650 Building $32,975
2022	$861.00	$36,625 Land $3,650 Building $32,975	$146,500 Land $14,600 Building $131,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000

May also be available: Point Broadband, T-Mobile, Verizon.

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