Kenton County property record for 628 Marnoam Dr, Covington, KY 41015 · Last verified April 2026
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 1.5 ba · 1,479 sqft · built 1956 |
| Lot Size | 1.45 acres (63,162 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Jan 2016) |
| Tax Bill | $1,878 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-30-00-055.00 |
| Primary APN | 059-30-00-055.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,479 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Lot Area | 63,162 sqft (1.45 acres) |
| Garage Type | Attached |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 628 MARNOAM DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2351 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | SCHOOL VIEW SEC 2 LOT 43 & PT LOT G 1.45 ACS E END MARNOAM DR |
| Legal Subdivision | SCHOOL VIEW |
| Legal Phase | 2 |
| Legal Lot Number | 43 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 65300 |
Source: Kenton County records · APN 059-30-00-055.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 628 MARNOAM DR, COVINGTON, KY 41015-2351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 29, 2016 · Amount on Record |
| Deed Sale | Jan 29, 2016 · Amount on Record |
| Prior Sale | May 31, 2013 · Amount on Record |
| Deed Document Number | 201601 29 059 00106 |
| Deed Book / Page | 3705 / 1 |
| Prior Transfer Date | Sep 07, 2012 |
| Prior Transfer Doc | 0005900004 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 628 MARNOAM DR, COVINGTON, KY 41015-2351 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 628 MARNOAM DR, COVINGTON, KY 41015-2351 |
| Document Number | 0005900066 |
|---|---|
| Date | Aug 16, 2022 |
| Book Page | 398/410 |
| Instrument | 22081605900066 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 628 MARNOAM DR, COVINGTON, KY 41015-2351 |
| Document Number | 0000000212 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 628 MARNOAM DR COVINGTON KY 410152351, COVINGTON, KY 41015-2351 |
| Document Number | 0000000212 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 000145/000678 |
| Instrument | 212 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2050 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,878.00 (-7.08%) | $189,600 (-) Land $3,600 Building $186,000 | $189,600 (-) Land $3,600 Building $186,000 |
| 2023 | $2,021.00 | $189,600 Land $3,600 Building $186,000 | $189,600 Land $3,600 Building $186,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170653004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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