Monterey County property record for 628 Gardenia Pl, Soledad, CA 93960
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 2.5 ba · 1,642 sqft · built 2005 |
| Lot Size | 0.89 acres (3,895 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $516,000 (Aug 2022) |
| Tax Bill | $6,876 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-501-015-000 |
| Primary APN | 022-501-015-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,642 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 3,895 sqft (0.89 acres) |
| Garage Area | 419 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 022-501-015 |
|---|---|
| Street Address | 628 GARDENIA PL |
| City | SOLEDAD |
| State | CA |
| Zip | 93960-2664 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | GABILAN GARDENS SUBDIVISION; VOL 22 C&T PAGE 54 TRACT NO 1417 LOT 15. |
| Legal Subdivision | GABILAN GARDENS SUBDIVISION |
| Legal Tract | 1417 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SOLEDAD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 11104 |
628 Gardenia Pl, a condominium, is owned and occupied by two individuals who bought it in August 2022.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 628 GARDENIA PL, SOLEDAD, CA 93960-2664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2022 | Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 8, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2022 · Amount on File |
| Deed Sale | Aug 15, 2022 · Amount on File |
| Prior Sale | Jun 22, 2016 · Amount on File |
| Deed Document Number | 202234388 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Aug 15, 2022 |
| Property Address | 628 GARDENIA PL, SOLEDAD, CA 93960-2664 |
| Document Number | 0000034388 |
| Map Reference | VOL 22 PG 54 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 2022034388 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 628 GARDENIA PL, SOLEDAD, CA 93960-2664 |
| Document Number | 0000034389 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 2022034389 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 628 GARDENIA PL, SOLEDAD, CA 93960-2664 |
| Document Number | 0000029330 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 628 GARDENIA PL SOLEDAD CA 939602664, SOLEDAD, CA 93960-2664 |
| Document Number | 0000029330 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 29330 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 18, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 628 GARDENIA PL, SOLEDAD, CA 93960-2664 |
| Document Number | 0000006527 |
| Instrument Date | Feb 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 628 GARDENIA PL SOLEDAD CA 939602664, SOLEDAD, CA 93960-2664 |
| Document Number | 0000006527 |
|---|---|
| Date | Feb 15, 2018 |
| Instrument | 6527 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 14, 2048 |
The 2025 property tax bill for 628 Gardenia Pl was $6,876 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Soledad City |
| Unified School District | Soledad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $547,582 (+2%) Land $265,302 Building $282,280 | |
| 2025 | $6,876.00 Homeowner's exemption | $536,846 Land $260,100 Building $276,746 |
| 2023 | $6,033.00 (+52.23%) Homeowner's exemption | $516,000 Land $250,000 Building $266,000 |
| 2022 | $3,963.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 628 Gardenia Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 628 Gardenia Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SOLEDAD serves 19,732 people · EPA ID CA2710011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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