Monterey County property record for 627 Gardenia Pl, Soledad, CA 93960
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,315 sqft · built 2005 |
| Lot Size | 0.078 acres (3,411 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $509,000 (May 2023) |
| Tax Bill | $6,782 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Mar 2018 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-501-036-000 |
| Primary APN | 022-501-036-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,315 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Lot Area | 3,411 sqft (0.078 acres) |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 022-501-036 |
|---|---|
| Street Address | 627 GARDENIA PL |
| City | SOLEDAD |
| State | CA |
| Zip | 93960-2665 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | GABILAN GARDENS SUBDIVISION; VOL 22 C&T PAGE 54 TRACT NO 1417 LOT 36. |
| Legal Subdivision | GABILAN GARDENS SUBDIVISION |
| Legal Tract | 1417 |
| Legal Block | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SOLEDAD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 11104 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 627 GARDENIA PL, SOLEDAD, CA 93960-2665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2023 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 7, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Mar 11, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 29, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Oct 31, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage CENTURY LNDG |
| Nov 1, 2017 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2023 · Amount on Record |
| Deed Sale | May 22, 2023 · Amount on Record |
| Prior Sale | May 7, 2010 · Amount on Record |
| Deed Document Number | 202315373 |
| Prior Transfer Date | Jan 18, 2021 |
| Prior Transfer Doc | 0000018227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | May 22, 2023 |
| Property Address | 627 GARDENIA PL, SOLEDAD, CA 93960-2665 |
| Document Number | 0000015373 |
| Map Reference | VOL 22 PG 54 |
| Instrument Date | May 18, 2023 |
| Instrument | 2023015373 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 627 GARDENIA PL, SOLEDAD, CA 93960-2665 |
| Document Number | 0000015374 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 2023015374 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 627 GARDENIA PL, SOLEDAD, CA 93960-2665 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000009468 |
|---|---|
| Date | Mar 7, 2018 |
| Instrument | 2018009468 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 9, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 627 GARDENIA PL, SOLEDAD, CA 93960-2665 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 627 GARDENIA PL, SOLEDAD, CA 93960-2665 |
| Document Number | 0000078462 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 2020078462 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Mar 11, 2021 |
| Property Address | 627 GARDENIA PL, SOLEDAD, CA 93960-2665 |
| Document Number | 0000018227 |
| Map Reference | VOL 22 PG 54 |
| Instrument Date | Jan 18, 2021 |
| Instrument | 2021018227 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 627 GARDENIA PL, SOLEDAD, CA 93960-2665 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | May 29, 2020 |
| Property Address | 627 GARDENIA PL, SOLEDAD, CA 93960-2665 |
| Document Number | 0000025634 |
| Map Reference | VOL 22 PG 54 |
| Instrument Date | May 22, 2020 |
| Instrument | 2020025634 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 627 GARDENIA PL, SOLEDAD, CA 93960-2665 |
| Document Number | 0000025635 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2020025635 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Oct 31, 2017 |
| Property Address | 627 GARDENIA PL, SOLEDAD, CA 93960-2665 |
| Document Number | 0000061096 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 61096 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 627 GARDENIA PL SOLEDAD CA 939602665, SOLEDAD, CA 93960-2665 |
| Document Number | 61097 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 61097 |
| Name | CENTURY LNDG |
|---|---|
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Nov 1, 2017 |
| Property Address | 627 GARDENIA PL, SOLEDAD, CA 93960-2665 |
| Document Number | 0000061237 |
| Instrument Date | Oct 24, 2017 |
| Instrument | 61237 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Soledad City |
| Unified School District | Soledad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $540,153 (+2%) Land $318,362 Building $221,791 | |
| 2025 | $6,782.00 (+251.76%) Homeowner's exemption | $529,563 (+216.19%) Land $312,120 Building $217,443 |
| 2023 | $1,928.00 (-1.28%) Homeowner's exemption | $167,481 Land $24,807 Building $142,674 |
| 2022 | $1,953.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SOLEDAD serves 19,732 people · EPA ID CA2710011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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