Monterey County property record for 604 Gardenia Pl, Soledad, CA 93960
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,315 sqft · built 2005 |
| Lot Size | 0.061 acres (2,635 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $569,000 (Apr 2026) |
| Tax Bill | $5,905 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Nov 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-501-009-000 |
| Primary APN | 022-501-009-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,315 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 2,635 sqft (0.061 acres) |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 022-501-009 |
|---|---|
| Street Address | 604 GARDENIA PL |
| City | SOLEDAD |
| State | CA |
| Zip | 93960-2664 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | GABILAN GARDENS SUBDIVISION; VOL 22 C&T PAGE 54 TRACT NO 1417 LOT 9. |
| Legal Subdivision | GABILAN GARDENS SUBDIVISION |
| Legal Tract | 1417 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SOLEDAD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 11104 |
Source: Monterey County records · APN 022-501-009-000
Assessment roll updated July 23, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 GARDENIA PL, SOLEDAD, CA 93960-2664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 30, 2026 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Nov 20, 2025 | Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 31, 2020 | Grant Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Prior Sale | Nov 20, 2025 |
| Deed Document Number | 202614439 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Apr 30, 2026 |
| Property Address | 604 GARDENIA PL, SOLEDAD, CA 93960-2664 |
| Document Number | 0000014439 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202614439 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63,215.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 604 GARDENIA PL, SOLEDAD, CA 93960-2664 |
| Document Number | 0000014440, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 202614440 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Nov 20, 2025 |
| Property Address | 604 GARDENIA PL, SOLEDAD, CA 93960-2664 |
| Document Number | 0000043798 |
| Map Reference | VOL 22 PG 54 |
| Instrument Date | Nov 04, 2025 |
| Instrument | 2025043798 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2025 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 604 GARDENIA PL, SOLEDAD, CA 93960-2664 |
| Document Number | 0000043799 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 2025043799 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Dec 31, 2020 |
| Property Address | 604 GARDENIA PL, SOLEDAD, CA 93960-2664 |
| Document Number | 0000078977 |
| Map Reference | VOL 22 PG 54 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 2020078977 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 604 GARDENIA PL, SOLEDAD, CA 93960-2664 |
| Document Number | 0000078978 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 2020078978 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Number | 0000078980 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 2020078980 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monterey County records · Assessment roll updated July 23, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Soledad City |
| Unified School District | Soledad Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,905.00 (+3.22%) | $454,619 (+4.04%) Land $216,485 Building $238,134 |
| 2024 | $5,721.00 (+10.36%) | |
| 2023 | $5,184.00 (-1.43%) | $436,968 Land $208,080 Building $228,888 |
| 2022 | $5,259.00 |
Source: FEMA National Flood Hazard Layer as of July 15, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 379 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SOLEDAD serves 19,732 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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