628 Crater Ave, Modesto, CA 95351 Property Records

Stanislaus County property record for 628 Crater Ave, Modesto, CA 95351 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,430 sqft · built 1993
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$449,000 (Apr 2026)
Tax Bill	$3,808 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`038-053-035-000`

Property Details

APN / Parcel Number

Primary APN	`038-053-035-000`
Alternative APNs	`0385335000` `0385335`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,430 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
Lot Width	50 ft Width
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	628 CRATER AVE
City	MODESTO
State	CA
Zip	95351-5392
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 IN BLK 9054 OF RIVER TERRACE
Legal Subdivision	RIVER TERRACE
Legal Block	9054
Legal Lot Number	20
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3013
Census Tract	2303

Owner

Source: Stanislaus County records · APN 038-053-035-000

Assessment roll updated October 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	628 CRATER AVE, MODESTO, CA 95351-5392
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Apr 03, 2026	Grant Deed, Transfer · FHA Mortgage JMAC LENDING
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 10, 2018	Grant Deed, Transfer · Conventional Mortgage WFB NA
Dec 07, 2017	Grant Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 03, 2026 · Amount on Record
Deed Sale	Apr 03, 2026 · Amount on Record
Prior Sale	Apr 10, 2018 · Amount on Record
Deed Document Number	202618222
Prior Transfer Date	Jun 09, 2010
Prior Transfer Doc	0000056443
Record Updated	Jun 08, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 03, 2026
Property Address	628 CRATER AVE, MODESTO, CA 95351-5392
Document Number	0000018222
Instrument Date	Feb 11, 2026
Instrument	202618222
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$49,883.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 CRATER AVE, MODESTO, CA 95351-5392
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018223,
Date	Apr 03, 2026
Instrument	202618223

Lender

Name	JMAC LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.01%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	628 CRATER AVE, MODESTO, CA 95351-5392
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 CRATER AVE, MODESTO, CA 95351-5392

Mortgage

Document Number	0000024676
Date	Mar 12, 2021
Instrument	2021-0024676

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 10, 2018
Property Address	628 CRATER AVE, MODESTO, CA 95351-5392
Document Number	0000024514
Instrument Date	Mar 28, 2018
Instrument	24514
Transaction Type	Transfer
Record Updated	Apr 19, 2018
Title Company	NORTH AMERICAN TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$321.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 CRATER AVE MODESTO CA 953515392, MODESTO, CA 95351-5392

Mortgage

Document Number	24515
Date	Apr 10, 2018
Instrument	24515

Lender

Name	WFB NA
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 09, 2048

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Dec 07, 2017
Property Address	628 CRATER AVE, MODESTO, CA 95351-5392
Document Number	0000090543
Instrument Date	Dec 06, 2017
Instrument	90543
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$209.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3398 TURLOCK CA 953813398, TURLOCK, CA 95381-3398
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Stanislaus County records · Assessment roll updated October 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,808.00 (+6.34%) Homeowner's exemption	$332,240 (+4.04%) Land $102,402 Building $229,838
2023	$3,581.00 (+2.52%) Homeowner's exemption	$319,341 Land $98,427 Building $220,914
2022	$3,493.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanislaus County (06099C), updated October 23, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060990023033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 30 individual NFIP policies nearby
Nearby Flood Policies	30 in force

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of California
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 510 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Ayera Technologies	Fixed Wireless	1,000 / 500
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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