608 Crater Ave, Modesto, CA 95351 Property Records

Stanislaus County property record for 608 Crater Ave, Modesto, CA 95351

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,133 sqft · built 1993
Lot Size0.109 acres (4,791 sqft)
OwnerIndividual Name on File
Last Sale$231,000 (Nov 2017)
Tax Bill$3,078 (2025)
Deeds & MortgagesDec 2025 Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN038-053-040-000

Property Details

APN / Parcel Number

Primary APN038-053-040-000
Alternative APN
  • 0385340

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,133 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Construction TypeWood
Lot Area4,791 sqft (0.109 acres)
Parking Spaces2 Parking Spaces
Patio Area99 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number0385340
Street Address608 CRATER AVE
CityMODESTO
StateCA
Zip95351-5392
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 25 IN BLK 9054 OF RIVER TERRACE
Legal SubdivisionRIVER TERRACE
Legal Block9054
Legal Lot Number25
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group3
Census Block3013
Census Tract2303

Owner

Source: Stanislaus County records · APN 038-053-040-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address608 CRATER AVE, MODESTO, CA 95351-5392
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 02, 2025Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 02, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 15, 2017Grant Deed, Transfer · FHA Mortgage
SCENIC OAKS FUNDING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2017 · Amount on Record
Deed SaleNov 15, 2017 · Amount on Record
Prior SaleMar 08, 2010
Deed Document Number2017-0084861
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address608 CRATER AVE, MODESTO, CA 95351-5392
Transaction TypeMortgage
Record UpdatedDec 11, 2025
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address608 CRATER AVE, MODESTO, CA 95351-5392

Mortgage

Document Number0000059297
DateDec 02, 2025
Instrument2025-0059297
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2055

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address608 CRATER AVE, MODESTO, CA 95351-5392
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038084
DateJun 02, 2020
Instrument2020-0038084
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressFISHERS, IN 46038
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateNov 15, 2017
Property Address608 CRATER AVE, MODESTO, CA 95351-5392
Document Number0000084861
Map ReferenceMAP35 PG38
Instrument DateOct 05, 2017
Instrument2017-0084861
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyCYPRESS TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address608 CRATER AVE, MODESTO, CA 95351-5392

Mortgage

Document Number0000084862
DateNov 15, 2017
Instrument2017-0084862
Lender
NameSCENIC OAKS FUNDING
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictModesto City Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,078.00 (+6.25%)$262,832 (+4.04%) Land $91,023 Building $171,809
2023$2,897.00 (+2.48%)$252,629 Land $87,490 Building $165,139
2022$2,827.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 23, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Nearby Flood Policies30 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
UnWired Broadband Holding
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 510 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MODESTO
serves 218,915 people
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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