Stanislaus County property record for 632 Crater Ave, Modesto, CA 95351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,133 sqft · built 1993 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $232,000 (Apr 2017) |
| Tax Bill | $3,110 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 038-053-034-000 |
| Primary APN | 038-053-034-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,133 sqft Living Area |
| 1st Floor Area | 1,133 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Wood |
| Lot Area | 5,663 sqft (0.13 acres) |
| View / Lot | Corner |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 99 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 632 CRATER AVE |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95351-5392 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 IN BLK 9054 OF RIVER TERRACE |
| Legal Subdivision | RIVER TERRACE |
| Legal Block | 9054 |
| Legal Lot Number | 19 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 2303 |
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 632 CRATER AVE, MODESTO, CA 95351-5392 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 13, 2017 | Grant Deed, Transfer · FHA Mortgage SCENIC OAKS FUNDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2017 · Amount on Record |
| Deed Sale | Apr 13, 2017 · Amount on Record |
| Prior Sale | Aug 15, 2016 · Amount on Record |
| Deed Document Number | 201726725 |
| Prior Transfer Date | Aug 8, 2016 |
| Prior Transfer Doc | 0000062060 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 632 CRATER AVE, MODESTO, CA 95351-5392 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SCT |
| Name | Verified Name |
|---|---|
| Address | 632 CRATER AVE, MODESTO, CA 95351-5392 |
| Document Number | 0000078099 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 2020-0078099 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Apr 13, 2017 |
| Property Address | 632 CRATER AVE, MODESTO, CA 95351-5392 |
| Document Number | 0000026725 |
| Map Reference | MAP35 PG38 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 2017-0026725 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 605 E B ST, OAKDALE, CA 95361-2734 |
| Document Number | 0000026726 |
|---|---|
| Date | Apr 13, 2017 |
| Instrument | 2017-0026726 |
| Name | SCENIC OAKS FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Modesto City Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,110.00 (+1.27%) Homeowner's exemption | $274,632 (+2%) Land $94,699 Building $179,933 |
| 2025 | $3,071.00 (+6.34%) Homeowner's exemption | $269,248 (+4.04%) Land $92,843 Building $176,405 |
| 2023 | $2,888.00 (+2.56%) Homeowner's exemption | $258,795 Land $89,239 Building $169,556 |
| 2022 | $2,816.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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