Kane County property record for 628 Center St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,576 sqft · built 1928 |
| Lot Size | 0.167 acres (7,275 sqft) |
| Owner | Individual Name on File |
| Last Sale | $148,500 (Jun 2001) |
| Tax Bill | $6,683 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-304-022 |
| Primary APN | 06-12-304-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,576 sqft Living Area |
| Gross Area | 2,400 sqft |
| Basement Area | 824 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Construction Type | Frame |
| Lot Area | 7,275 sqft (0.167 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 628 CENTER ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | M L JOSLYNS ADDN SOUTH 50 FT NORTH 100 FT EXCEPT WEST 52.5 FT LOT 15 BLOCK 1 |
| Legal Subdivision | M L JOSLYNS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 850800 |
628 Center St is owned and occupied by an individual who acquired it in November 2001.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 628 CENTER ST, ELGIN, IL 60120-3717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2001 · Amount on File |
| Deed Sale | Jun 11, 2001 · Amount on File |
| Deed Document Number | 200155600 |
| Last Transfer Date | Nov 20, 2001 |
| Transfer Doc | 0000134013 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 628 Center St was $6,683.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,683.00 | $87,609 (+8.57%) Land $17,146 Building $70,463 | $262,932 (+8.57%) Land $51,459 Building $211,474 |
| 2024 | $80,694 Land $15,793 Building $64,901 | $242,179 Land $47,398 Building $194,781 | |
| 2022 | $5,763.00 (+3.95%) | $66,473 (+6.96%) Land $13,010 Building $53,463 | $199,419 (+6.96%) Land $39,030 Building $160,389 |
| 2021 | $5,544.00 | $62,147 Land $12,163 Building $49,984 | $186,441 Land $36,489 Building $149,952 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 628 Center St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 628 Center St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile, Verizon.
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