Kane County property record for 620 Center St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,567 sqft · built 1924 |
| Lot Size | 0.194 acres (8,439 sqft) |
| Owner | Company Name on File |
| Last Sale | $108,000 (Apr 2015) |
| Tax Bill | $6,764 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-304-023 |
| Primary APN | 06-12-304-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,567 sqft Living Area |
| Gross Area | 3,134 sqft |
| 1st Floor Area | 1,567 sqft |
| Basement Area | 1,567 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Lot Area | 8,439 sqft (0.194 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 620 CENTER ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | M L JOSLYNS ADDN NORTH 58 FT SOUTH 131 FT EAST 145.5 FT WEST OF CENTER ST LOT 15 BLOCK 1 |
| Legal Subdivision | M L JOSLYNS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 850800 |
620 Center St is owned by a company that bought it in April 2015 and is owner-occupied.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 620 CENTER ST, ELGIN, IL 60120-3717 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2015 · Amount on File |
| Deed Sale | Apr 29, 2015 · Amount on File |
| Prior Sale | Jan 9, 2014 |
| Deed Document Number | 201521692 |
| Prior Transfer Date | May 12, 2011 |
| Prior Transfer Doc | 0000038359 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 620 CENTER ST, ELGIN, IL 60120-3717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000071508 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 2020K071508 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
The 2025 property tax bill for 620 Center St was $6,764 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,764.00 Homeowner's exemption | $96,671 (+8.57%) Land $18,448 Building $78,223 | $290,129 (+8.57%) Land $55,366 Building $234,763 |
| 2024 | $89,040 Land $16,992 Building $72,048 | $267,227 Land $50,996 Building $216,230 | |
| 2022 | $5,839.00 (+4.6%) Homeowner's exemption | $73,348 (+6.96%) Land $13,997 Building $59,351 | $220,044 (+6.96%) Land $41,991 Building $178,053 |
| 2021 | $5,582.00 Homeowner's exemption | $68,575 Land $13,086 Building $55,489 | $205,725 Land $39,258 Building $166,467 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 Center St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 620 Center St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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