619 Center St, Elgin, IL 60120 Property Records

Kane County property record for 619 Center St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,945 sqft · built 1907
Lot Size	0.151 acres (6,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Oct 2022)
Tax Bill	$6,455 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-305-009`

Property Details

APN / Parcel Number

Primary APN	`06-12-305-009`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,945 sqft Living Area
Gross Area	2,967 sqft
Basement Area	1,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	6,583 sqft (0.151 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	619 CENTER ST
City	ELGIN
State	IL
Zip	60120-3716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAS RIPPBERGERS RE-SUB LOT 3
Legal Subdivision	CHAS RIPPBERGERS RE-SUB
Legal Block	2
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2022
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	619 CENTER ST, ELGIN, IL 60120-3716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Prior Sale	Oct 29, 2014 · Amount on Record
Deed Document Number	202251263
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 19, 2022
Property Address	619 CENTER ST, ELGIN, IL 60120-3716
Document Number	0000051263
Instrument Date	Oct 11, 2022
Instrument	2022K051263
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	810 PROSPECT ST, ELGIN, IL 60120-2961

Mortgage

Document Number	0000051264
Date	Oct 19, 2022
Instrument	2022K051264

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,455.00 (+15.83%) Homeowner's exemption	$92,619 (+8.57%) Land $16,402 Building $76,217	$277,968 (+8.57%) Land $49,226 Building $228,742
2024		$85,308 (+21.39%) Land $15,107 Building $70,201	$256,026 (+21.44%) Land $45,339 Building $210,687
2022	$5,573.00 (+4.64%) Homeowner's exemption	$70,274 (+6.96%) Land $12,445 Building $57,829	$210,822 (+6.96%) Land $37,335 Building $173,487
2021	$5,326.00 Homeowner's exemption	$65,701 Land $11,635 Building $54,066	$197,103 Land $34,905 Building $162,198

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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