628 1st St, Duluth, MN 55810 Property Records

St. Louis County property record for 628 1st St, Duluth, MN 55810 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1930
Square Footage	720 sqft Gross Area
Lot Size	7,100 sqft (0.163 acres)
Occupancy	Owner Occupied
Last Sale	$90,000 (2007)
Tax Bill	$1,570.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`185-0010-00190`
Alternative APN	`849163`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	2 Rooms
Building Area	720 sqft Gross Area
1st Floor	720 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	7,100 sqft (0.163 acres)
Garage Area	576 sqft Garage

Exterior Amenities

Deck Area	15 sqft Deck
Porch	1 Porch
Porch Area	72 sqft Porch
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	849163
Street Address	628 1ST ST
City	DULUTH
State	MN
Zip	55810-2701
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 3 AND 4 SERIAL #
Legal Subdivision	TOWNSITE OF PROCTORKNOTT
Legal Block	2
Legal Lot Number	3-4
Jurisdiction	ST LOUIS MN
Minor Civil Division	PROCTOR
Census Blockgroup	3
Census Block	3005
Census Tract	10100

Owner

Source: St. Louis County records · APN 185-0010-00190

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	628 1ST ST, DULUTH, MN 55810-2701
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2007 · Amount on Record
Deed Sale	Jun 11, 2007 · Amount on Record
Prior Sale	Dec 30, 2005 · Amount on Record
Deed Doc Number	20071053535
Record Refreshed	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	628 1ST ST, DULUTH, MN 55810-2701
Transaction Type	Mortgage
Record Updated	Jun 08, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 1ST ST, PROCTOR, MN 55810-2701

Mortgage

Document Number	0001433631
Date	Dec 28, 2021
Instrument	1433631

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SANTA ANA, CA 92707

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	261 Months
Due	Sep 01, 2043

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,570.00 (+23.82%) Homeowner's exemption Disabled Person's exemption
2025	$1,268.00 (+7.28%) Homeowner's exemption	$139,500 (+14.81%) Land $15,600 Building $123,900	$139,500 (+14.81%) Land $15,600 Building $123,900
2024	$1,182.00	$121,500 (+30.5%) Land $15,500 Building $106,000	$121,500 (+30.5%) Land $15,500 Building $106,000
2022		$93,100 Land $11,700 Building $81,400	$93,100 Land $11,700 Building $81,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.