613 1st St, Duluth, MN 55810 Property Records

St. Louis County property record for 613 1st St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 995 sqft · built 1920
Lot Size	0.162 acres (7,098 sqft)
Owner	Individual Name on Record
Last Sale	$122,400 (Jul 2018)
Tax Bill	$1,820 (2026)
Deeds & Mortgages	Jan 2020 Transfer Jul 2018 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`185-0010-01090`

Property Details

APN / Parcel Number

Primary APN	`185-0010-01090`
Alternative APN	`1054362`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	995 sqft Gross Area
1st Floor Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,098 sqft (0.162 acres)
Garage Area	440 sqft
Porch	Slab
Porch Area	36 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1054362
Street Address	613 1ST ST
City	DULUTH
State	MN
Zip	55810-2702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 22 AND 23 SERIAL #
Legal Subdivision	PROCTORKNOTT
Legal Block	9
Legal Lot Number	22-23
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	3
Census Block	3007
Census Tract	10100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	613 1ST ST, DULUTH, MN 55810-2702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 17, 2018	Warranty Deed, Transfer · Line of Credit OTHER INSTITUTIONAL LENDERS
Jun 15, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Prior Sale	Jun 6, 2001 · Amount on Record
Deed Document Number	20181336591
Last Transfer Date	Oct 20, 2019
Transfer Doc	0001371193
Record Updated	Sep 20, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 10, 2020
Property Address	613 1ST ST, DULUTH, MN 55810-2702
Document Number	00A1371193
Instrument Date	Oct 20, 2019
Instrument	A1371193
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3826 MARTIN RD DULUTH MN 558031448, DULUTH, MN 55803-1448

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 17, 2018
Property Address	613 1ST ST, DULUTH, MN 55810-2702
Document Number	00A1336591
Instrument Date	Jun 19, 2018
Instrument	A1336591
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	MINNESOTA HSNG FINANCIAL AGENCY, MINNESOTA HSNG FIN AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$404.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	613 1ST ST PROCTOR MN 558102702, PROCTOR, MN 55810-2702

Mortgage

Document Number	A1336593
Date	Jul 17, 2018
Instrument	A1336593

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	A1336592,
Date	Jul 17, 2018
Instrument	A1336592

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	EDEN PRAIRIE, MN 55344

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	613 1ST ST, DULUTH, MN 55810-2702
Document Number	00A1311730
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 1ST ST PROCTOR MN 558102702, PROCTOR, MN 55810-2702

Mortgage

Document Number	00A1311730
Date	Jun 22, 2017
Instrument	A1311730

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,820.00 (+18.18%) Homeowner's exemption
2025	$1,540.00 (+7.69%) Homeowner's exemption	$155,700 (+11.61%) Land $14,700 Building $141,000	$155,700 (+11.61%) Land $14,700 Building $141,000
2024	$1,430.00	$139,500 (+30.5%) Land $15,500 Building $124,000	$139,500 (+30.5%) Land $15,500 Building $124,000
2022		$106,900 Land $11,700 Building $95,200	$106,900 Land $11,700 Building $95,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile.

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