630 1st St, Duluth, MN 55810 Property Records

St. Louis County property record for 630 1st St, Duluth, MN 55810

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1930
Lot Size0.163 acres (7,100 sqft)
OwnerIndividual Name on File
Last Sale$3,000 (Mar 2021)
Tax Bill$2,764 (2026)
Deeds & MortgagesMar 2021 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN185-0010-00170

Property Details

APN / Parcel Number

Primary APN185-0010-00170
Alternative APN
  • 779761

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,040 sqft Gross Area
1st Floor Area860 sqft
Basement Area860 sqft
Finished Basement860 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialMetal
Construction TypeFrame
Lot Area7,100 sqft (0.163 acres)
Garage Area896 sqft
Deck Area240 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number779761
Street Address630 1ST ST
CityDULUTH
StateMN
Zip55810-2701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 1 AND 2 SERIAL #
Legal SubdivisionTOWNSITE OF PROCTORKNOTT
Legal Block2
Legal Lot Number1-2
JurisdictionST LOUIS MN
Township / Civil DivisionPROCTOR
Census Block Group3
Census Block3005
Census Tract10100

Owner

Source: St. Louis County records · APN 185-0010-00170

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address630 1ST ST, DULUTH, MN 55810-2701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Sep 23, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 31, 2021 · Amount on Record
Deed SaleMar 31, 2021 · Amount on Record
Prior SaleApr 14, 2005 · Amount on Record
Deed Document Number20211408626
Prior Transfer DateMar 17, 2021
Prior Transfer Doc0001408626
Record UpdatedSep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateMar 31, 2021
Property Address630 1ST ST, DULUTH, MN 55810-2701
Document Number0001408626
Instrument DateMar 12, 2021
Instrument1408626
Transaction TypeTransfer
Record UpdatedSep 03, 2021
Title CompanyNORTH SHORE TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address630 1ST ST, PROCTOR, MN 55810-2701

Mortgage

Document Number0001408627
DateMar 31, 2021
Instrument1408627
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address630 1ST ST, DULUTH, MN 55810-2701
Document Number00A1396446
Instrument DateSep 23, 2020
Transaction TypeMortgage
Record UpdatedDec 09, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address630 1ST ST DULUTH MN 558102701, DULUTH, MN 55810-2701

Mortgage

Document Number00A1396446
DateNov 19, 2020
InstrumentA1396446
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueNov 18, 2035

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityProctor City
Unified School DistrictProctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,764.00 (+23.5%) Homeowner's exemption
2025$2,238.00 (+8.12%) Homeowner's exemption$216,900 (+16.86%) Land $13,600 Building $203,300$216,900 (+16.86%) Land $13,600 Building $203,300
2024$2,070.00$185,600 (+30.43%) Land $15,400 Building $170,200$185,600 (+30.43%) Land $15,400 Building $170,200
2022$142,300 Land $11,600 Building $130,700$142,300 Land $11,600 Building $130,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AirFiber
Fixed Wireless
100 / 20

May also be available: Spectrum, T-Mobile USA.

Based on FCC filings for 144 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemProctor
serves 3,099 people
Water SourcePurchased surface water from Duluth
Last State InspectionNov 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on 1st St

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