627 Opal Ln, Richardson, TX 75080 Property Records

Dallas County property record for 627 Opal Ln, Richardson, TX 75080

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,632 sqft · built 1963
Lot Size	0.222 acres (9,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$808,640 (Apr 2026)
Tax Bill	$11,285 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42-07350-003-003-0000`

Property Details

APN / Parcel Number

Primary APN	`42-07350-003-003-0000`
Alternative APN	`420735000300300`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,632 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,670 sqft (0.222 acres)
Lot Dimensions	125 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	420735000300300
Street Address	627 OPAL LN
City	RICHARDSON
State	TX
Zip	75080-5115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z276
Legal Description	FLOYD TERRACE BLK 3 LT 3 INT202600075834 DD04092026 CO-DC 0735000300300 3CR07350003
Legal Subdivision	FLOYD TERRACE
Legal Tract	7350
Legal Block	3
Legal Lot Number	3
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	2
Census Block	2003
Census Tract	19203

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	627 OPAL LN, RICHARDSON, TX 75080-5115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Jul 27, 2020	Vendor's Lien, Transfer · Conventional Mortgage V I P MORTGAGE INC
Dec 15, 2017	Deed of Trust, Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	202675834
Prior Transfer Date	Jul 16, 2020
Prior Transfer Doc	0000190605
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DALLAS TX
Recording Date	Apr 13, 2026
Property Address	627 OPAL LN, RICHARDSON, TX 75080-5115
Document Number	0000075834
Instrument Date	Apr 9, 2026
Instrument	2026.75834
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 OPAL LN, RICHARDSON, TX 75080-5115

Mortgage

Document Number	0000075835,
Date	Apr 13, 2026
Instrument	2026.75835

Lender

Name	FIRST HORIZON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Jul 27, 2020
Property Address	627 OPAL LN, RICHARDSON, TX 75080-5115
Document Number	202000190605
Map Reference	VOL 41 PG 7
Instrument Date	Jul 16, 2020
Instrument	202000190605
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	RTT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	627 OPAL LN, 627, RICHARDSON, TX 75080-5115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4930 MORRIS AVE # 231, 231, ADDISON, TX 75001-6605

Mortgage

Document Number	202000190606
Date	Jul 27, 2020
Instrument	202000190606

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	627 OPAL LN, RICHARDSON, TX 75080-5115
Document Number	0000356565
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018
Title Company	REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 OPAL LN RICHARDSON TX 750805115, RICHARDSON, TX 75080-5115

Mortgage

Document Number	0000356565
Date	Dec 21, 2017
Instrument	356565

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2047

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Richardson City
Unified School District	Richardson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$689,590 (+33.29%) Land $100,000 Building $589,590	$689,590 (+33.29%) Land $100,000 Building $589,590
2025	$11,285.00 (+0.04%) Additional exemption filed	$517,350 (-1.09%) Land $100,000 Building $417,350	$517,350 (-1.09%) Land $100,000 Building $417,350
2024	$11,280.00 (-4.12%)
2023	$11,765.00 (-8.39%)	$523,060 Land $75,000 Building $448,060	$523,060 Land $75,000 Building $448,060
2022	$12,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHARDSON serves 122,615 people · EPA ID TX0570015
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8, Hotwire Communications.

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