Dallas County property record for 623 Opal Ln, Richardson, TX 75080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,835 sqft · built 1962 |
| Lot Size | 0.211 acres (9,181 sqft) |
| Owner | Individual Name on File |
| Last Sale | $637,070 (May 2026) |
| Tax Bill | $8,162 (2025) |
| Deeds & Mortgages | Apr 2024 Construction Loan May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-07350-003-005-0000 |
| Primary APN | 42-07350-003-005-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,835 sqft Living Area |
| 1st Floor Area | 1,835 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,181 sqft (0.211 acres) |
| Lot Dimensions | 125 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 420735000300500 |
|---|---|
| Street Address | 623 OPAL LN |
| City | RICHARDSON |
| State | TX |
| Zip | 75080-5115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | Z276 |
| Legal Description | FLOYD TERRACE BLK 3 LOT 5 INT202600106289 DD05182026 CO-DC 0735000300500 3CR07350003 |
| Legal Subdivision | FLOYD TERRACE |
| Legal Tract | 7350 |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | DALLAS TX |
| Township / Civil Division | NORTHEAST DALLAS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 19203 |
Source: Dallas County records · APN 42-07350-003-005-0000
Assessment roll updated August 10, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 623 OPAL LN, RICHARDSON, TX 75080-5115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 18, 2024 | Deed of Trust, Mortgage · Construction Mortgage FROST BANK |
| May 18, 2026 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Jul 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP |
| Dec 26, 2019 | Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on Record |
| Deed Sale | May 18, 2026 · Amount on Record |
| Prior Sale | Dec 26, 2019 · Amount on Record |
| Deed Document Number | 2026106289 |
| Prior Transfer Date | Dec 18, 2019 |
| Prior Transfer Doc | 0000346669 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DALLAS TX |
| Property Address | 623 OPAL LN, RICHARDSON, TX 75080-5115 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2026 |
| Name | Verified Name |
|---|---|
| Address | 623 OPAL LN, RICHARDSON, TX 75080-5115 |
| Document Number | 0000077583 |
|---|---|
| Date | Apr 18, 2024 |
| Instrument | 202400077583 |
| Name | FROST BANK |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78296 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | DALLAS TX |
| Recording Date | May 18, 2026 |
| Property Address | 623 OPAL LN, RICHARDSON, TX 75080-5115 |
| Document Number | 0000106289 |
| Instrument Date | May 18, 2026 |
| Instrument | 2026.106289 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 623 OPAL LN, RICHARDSON, TX 75080-5115 |
| Document Number | 0000106290, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 2026..106290 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DALLAS TX |
| Property Address | 623 OPAL LN, RICHARDSON, TX 75080-5115 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000166628 |
|---|---|
| Date | Jul 01, 2020 |
| Instrument | 202000166628 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DALLAS TX |
| Recording Date | Dec 26, 2019 |
| Property Address | 623 OPAL LN, RICHARDSON, TX 75080-5115 |
| Document Number | 201900346669 |
| Map Reference | VOL 41 PG 7 |
| Instrument Date | Dec 18, 2019 |
| Instrument | 201900346669 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | RTT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 623 OPAL LN # EN, EN, RICHARDSON, TX 75080-5115 |
| Document Number | 201900346670 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 201900346670 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
Source: Dallas County records · Assessment roll updated August 10, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Dallas County |
| Municipality | Richardson City |
| Unified School District | Richardson Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $494,360 (-) Land $100,000 Building $394,360 | $494,360 (-) Land $100,000 Building $394,360 | |
| 2025 | $8,162.00 (-4.49%) Homeowner's exemption Additional exemption filed | $494,360 (+10.62%) Land $100,000 Building $394,360 | $494,360 (+10.62%) Land $100,000 Building $394,360 |
| 2024 | $8,546.00 (+8.04%) | ||
| 2023 | $7,910.00 (-7.51%) Homeowner's exemption | $446,900 Land $75,000 Building $371,900 | $446,900 Land $75,000 Building $371,900 |
| 2022 | $8,552.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Element8 Technology Investment Group, Hotwire Communications.
Based on FCC filings for 407 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF RICHARDSON serves 122,615 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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