617 Opal Ln, Richardson, TX 75080 Property Records

Dallas County property record for 617 Opal Ln, Richardson, TX 75080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,796 sqft · built 1963
Lot Size	0.203 acres (8,854 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Sep 2004)
Tax Bill	$3,397 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42-07350-003-008-0000`

Property Details

APN / Parcel Number

Primary APN	`42-07350-003-008-0000`
Alternative APN	`420735000300800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,796 sqft Living Area
1st Floor Area	1,796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,854 sqft (0.203 acres)
Lot Dimensions	125 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	420735000300800
Street Address	617 OPAL LN
City	RICHARDSON
State	TX
Zip	75080-5115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z276
Legal Description	FLOYD TERRACE BLK 3 LOT 8 INT202500179757 DD06112025 CO-DC 0735000300800 3CR07350003
Legal Subdivision	FLOYD TERRACE
Legal Tract	7350
Legal Block	3
Legal Lot Number	8
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	2
Census Block	2003
Census Tract	19203

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	617 OPAL LN, RICHARDSON, TX 75080-5115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Nov 6, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage MORTGAGE FINANCIAL SERVICES LLC
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2004 · Amount on Record
Deed Sale	Sep 2, 2004 · Amount on Record
Deed Book / Page	2004171 / 5382
Prior Transfer Date	Aug 31, 2004
Prior Transfer Doc	2004005382
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	617 OPAL LN, RICHARDSON, TX 75080-5115
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	REPUBLIC TITLE COMPANY, RTT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 OPAL LN, RICHARDSON, TX 75080-5115

Mortgage

Document Number	0000256505
Date	Dec 8, 2025
Instrument	202500256505

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	617 OPAL LN, RICHARDSON, TX 75080-5115
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	RTT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900297965
Date	Nov 6, 2019
Instrument	201900297965

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	617 OPAL LN, RICHARDSON, TX 75080-5115
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	REPUBLIC TITLE OF TX

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100240186
Date	Aug 11, 2021
Instrument	202100240186

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Richardson City
Unified School District	Richardson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,850 (-) Land $100,000 Building $256,850	$356,850 (-) Land $100,000 Building $256,850
2025	$3,397.00 (-40.95%) Homeowner's exemption	$356,850 (+12.37%) Land $100,000 Building $256,850	$356,850 (+12.37%) Land $100,000 Building $256,850
2024	$5,753.00 (-19.45%)
2023	$7,142.00 (-8.39%)	$317,560 Land $75,000 Building $242,560	$317,560 Land $75,000 Building $242,560
2022	$7,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHARDSON serves 122,615 people · EPA ID TX0570015
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8, Hotwire Communications.

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