521 Mountain Top Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 521 Mountain Top Dr, Murphy, NC 28906

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,948 sqft · built 1996
Lot Size2.41 acres (104,980 sqft)
OwnerIndividual on Record
Last Sale$2,590 (Feb 2025)
Tax Bill$1,787 (2025)
Flood ZoneZone X (minimal risk)
APN455004838048000

Property Details

APN / Parcel Number

Primary APN455004838048000
Alternative APN
  • 550050105120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,948 sqft Heated Area
Gross Area5,555 sqft
1st Floor Area1,948 sqft
Basement Area1,104 sqft
Unfinished Basement1,104 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialWood Shingle
Roof TypeGable
Roof MaterialMetal
Lot Area104,980 sqft (2.41 acres)
Lot Dimensions360 ft deep x 285 ft wide
TerrainMountain
Garage Area874 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area192 sqft
Deck Area1,406 sqft
Patio Area325 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number550050105120
Street Address521 MOUNTAIN TOP DR
CityMURPHY
StateNC
Zip28906-4015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 27 SEC B DICKEY MOUNTAIN EST
Legal SubdivisionDICKEY MOUNTAIN EST
Legal Lot Number27
JurisdictionCHEROKEE NC
Township / Civil DivisionNOTLA
Census Block Group2
Census Block2013
Census Tract930605

Owner

Source: Cherokee County assessment roll, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address11856 WILDERNESS DR, ANCHORAGE, AK 99516-2234
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2025 · Amount on Record
Deed SaleFeb 24, 2025 · Amount on Record
Prior SaleJun 1, 2001 · Amount on Record
Deed Document Number2025761
Deed Book / Page1773 / 48
Prior Transfer DateNov 16, 2006
Prior Transfer Doc01265/0456
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,787.00$259,060 (-)$259,060 (-) Land $35,000 Building $224,060
2023$259,060$259,060 Land $35,000 Building $224,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 77% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peachtree Broadband Fiber
Cable
500 / 30
Verizon
Fixed Wireless
300 / 20

May also be available: Blue Ridge Mountain EMC.

Nearby Properties on Mountain Top Dr

Nearby Streets

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