Madison County property record for 627 Chestnut St, Berea, KY 40403
| Property Type | Duplex |
|---|---|
| Details | 1,768 sqft |
| Lot Size | 0.382 acres (16,657 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $66,000 (Dec 2022) |
| Tax Bill | $1,311 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B007-0004-0024-A |
| Primary APN | B007-0004-0024-A |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,768 sqft Living Area |
| 1st Floor Area | 835 sqft |
| Basement Area | 835 sqft |
| Unfinished Basement | 835 sqft |
| Architectural Style | Duplex Single |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,657 sqft (0.382 acres) |
| Account Number | 44386 |
|---|---|
| Street Address | 627 CHESTNUT ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1546 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LOT 7 |
| Legal Lot Number | 7 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 11301 |
Source: Madison County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 944 MUDDY CREEK RD S, BEREA, KY 40403-9624 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jun 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC |
| Oct 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2022 · Amount on Record |
| Deed Sale | Dec 22, 2022 · Amount on Record |
| Prior Sale | Dec 22, 2022 · Amount on Record |
| Deed Document Number | 202214124728 |
| Deed Book / Page | 833 / 111 |
| Last Transfer Date | Sep 16, 2024 |
| Transfer Doc | 00D857/726 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 627 CHESTNUT ST, BEREA, KY 40403-1546 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Title Company | UNKNOWN, LAND GROUP TITLE |
| Name | Verified Name |
|---|---|
| Address | 944 MUDDY CREEK RD S, BEREA, KY 40403-9624 |
| Document Number | 0M2385/308 |
|---|---|
| Date | Jun 11, 2025 |
| Book Page | M2385/308 |
| Instrument | 2014266557 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 627 CHESTNUT ST, BEREA, KY 40403-1546 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | M01963/419 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | M01963/419 |
| Instrument | 2014021530 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2035 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,311.00 (+6.67%) | $110,000 (+17.02%) | $110,000 (+17.02%) |
| 2023 | $1,229.00 | $94,000 | $94,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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