623 Chestnut St, Berea, KY 40403 Property Records

Madison County property record for 623 Chestnut St, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details1,058 sqft
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (Oct 2017)
Tax Bill$1,120 (2025)
Deeds & MortgagesOct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNB007-0004-0027-A

Property Details

APN / Parcel Number

Primary APNB007-0004-0027-A
Alternative APNs
  • 130164
  • 93012
  • 59964

Interior

Stories2 Stories
Building Area1,058 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area19,602 sqft (0.45 acres)

Location & Zoning

Account Number59964
Street Address623 CHESTNUT ST
CityBEREA
StateKY
Zip40403-1550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 2-1
Legal Tract2
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group2
Census Block2006
Census Tract11301

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address623 CHESTNUT ST, BEREA, KY 40403-1550
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2017 · Amount on Record
Deed SaleOct 18, 2017 · Amount on Record
Deed Document Number2013966452
Deed Book / PageD00751 / 535
Record UpdatedJun 8, 2026

October 2017: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateOct 18, 2017
Property Address623 CHESTNUT ST, BEREA, KY 40403-1550
Document NumberD00751/535
Book / PageD00751 / 535
Map ReferenceCAB25 SL229
Instrument DateOct 12, 2017
Instrument2013966452
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address310 RASH RD, 310, BEREA, KY 40403-1353

Transferred To (Grantee/Buyer)

NameVerified Name
Address623 CHESTNUT ST, BEREA, KY 40403-1550

Mortgage

Document Number2013966453
DateOct 18, 2017
Instrument2013966453
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictBerea Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,120.00 (-8.87%) Additional exemption filed$94,000 (-)$94,000 (-)
2023$1,229.00$94,000$94,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEREA MUNICIPAL UTILITIES
private · serves 9,972 people · EPA ID KY0760030
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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