Madison County property record for 625 Chestnut St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 2,666 sqft |
| Lot Size | 0.337 acres (14,688 sqft) |
| Owner | Trust Name on File |
| Last Sale | $299,000 (Oct 2023) |
| Tax Bill | $3,564 (2025) |
| Deeds & Mortgages | Oct 2023 Sale Mar 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B007-0004-0027 |
| Primary APN | B007-0004-0027 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,666 sqft Living Area |
| 1st Floor Area | 1,544 sqft |
| Basement Area | 1,544 sqft |
| Unfinished Basement | 1,544 sqft |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 14,688 sqft (0.337 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 65962 |
|---|---|
| Street Address | 625 CHESTNUT ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESC |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 11301 |
625 Chestnut St is held in a trust since October 2023.
Source: Madison County records, as of December 9, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 14466 N 87TH AVE, PEORIA, AZ 85381-3588 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2023 | Deed, Transfer |
| Mar 8, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 15, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2023 · Amount on File |
| Deed Sale | Oct 6, 2023 · Amount on File |
| Prior Sale | Dec 15, 2021 · Amount on File |
| Deed Document Number | 202314170872 |
| Deed Book / Page | 844 / 459 |
| Prior Transfer Date | Dec 6, 2021 |
| Prior Transfer Doc | 00D815/566 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 6, 2023 |
| Property Address | 625 CHESTNUT ST, BEREA, KY 40403-1550 |
| Document Number | 00D844/459 |
| Book / Page | D844 / 459 |
| Instrument Date | Oct 3, 2023 |
| Instrument | 2014170872 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $299.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 360 FOREST TRAIL DR, BEREA, KY 40403-9690 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 14466 N 87TH AVE, PEORIA, AZ 85381-3588 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 625 CHESTNUT ST, BEREA, KY 40403-1550 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 625 CHESTNUT ST, BEREA, KY 40403-1550 |
| Document Number | 0M2139/751 |
|---|---|
| Date | Mar 8, 2022 |
| Book Page | M2139/751 |
| Instrument | 2014080290 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 12, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 15, 2021 |
| Property Address | 625 CHESTNUT ST, BEREA, KY 40403-1550 |
| Document Number | 00D815/566 |
| Book / Page | D815 / 566 |
| Instrument Date | Dec 6, 2021 |
| Instrument | 2014068571 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $225.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 764 BIG HILL RD, 764, BEREA, KY 40403-2130 |
| Name | Verified Name |
|---|---|
| Address | 625 CHESTNUT ST, BEREA, KY 40403-1550 |
The 2025 property tax bill for 625 Chestnut St was $3,564.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,564.00 | $299,000 | $299,000 |
| 2023 | $2,943.00 (+3.08%) | $225,000 (-) | $225,000 (-) |
| 2022 | $2,855.00 | $225,000 | $225,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 625 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 625 Chestnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures