St. Louis County property record for 627 4th St, Duluth, MN 55810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 2,079 sqft · built 1920 |
| Lot Size | 0.166 acres (7,254 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $314,500 (Jul 2025) |
| Tax Bill | $3,552 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2018 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-0030-01250 |
| Primary APN | 185-0030-01250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,079 sqft Gross Area |
| 1st Floor Area | 954 sqft |
| Basement Area | 144 sqft |
| Finished Basement | 144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 7,254 sqft (0.166 acres) |
| Garage Area | 672 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 20 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1185450 |
|---|---|
| Street Address | 627 4TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55810-1720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 25 & 26 SERIAL # |
| Legal Subdivision | PROCTORKNOTT |
| Legal Block | 20 |
| Legal Lot Number | 25-26 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | PROCTOR |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 10100 |
Source: St. Louis County records · APN 185-0030-01250
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 627 4TH ST, DULUTH, MN 55810-1720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/PROCTOR |
| May 07, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI NORTHVIEW BK |
| Aug 21, 2017 | Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU |
| Aug 16, 2017 | Grant Deed, Transfer WEST TITLE COMPANY |
| Jun 19, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on Record |
| Deed Sale | Jul 28, 2025 · Amount on Record |
| Prior Sale | May 07, 2018 · Amount on Record |
| Deed Document Number | 20251514714 |
| Prior Transfer Date | Feb 11, 2015 |
| Prior Transfer Doc | 00A1311344 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 627 4TH ST, DULUTH, MN 55810-1720 |
| Document Number | 00A1394958 |
| Instrument Date | Oct 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 627 4TH ST PROCTOR MN 558101720, PROCTOR, MN 55810-1720 |
| Document Number | 00A1394958 |
|---|---|
| Date | Nov 03, 2020 |
| Instrument | A1394958 |
| Name | FIRST NAT'L BK/PROCTOR |
|---|---|
| Type | Bank |
| Address | PROCTOR, MN 55810 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 02, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 07, 2018 |
| Property Address | 627 4TH ST, DULUTH, MN 55810-1720 |
| Document Number | 00A1332309 |
| Instrument Date | Apr 30, 2018 |
| Instrument | A1332309 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 28, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $511.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 627 4TH ST PROCTOR MN 558101720, PROCTOR, MN 55810-1720 |
| Document Number | A1332310 |
|---|---|
| Date | May 07, 2018 |
| Instrument | A1332310 |
| Name | NORTHVIEW BK |
|---|---|
| Type | Bank |
| Address | FINLAYSON, MN 55735 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 06, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 627 4TH ST, DULUTH, MN 55810-1720 |
| Document Number | 00A1319268 |
| Instrument Date | Aug 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 28 5TH ST PROCTOR MN 558102219, PROCTOR, MN 55810-2219 |
| Document Number | 00A1319268 |
|---|---|
| Date | Oct 04, 2017 |
| Instrument | A1319268 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 16, 2017 |
| Property Address | 627 4TH ST, DULUTH, MN 55810-1720 |
| Document Number | 00A1315592 |
| Instrument Date | Aug 14, 2017 |
| Instrument | A1315592 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2017 |
| Title Company | WEST TITLE COMPANY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 28 5TH ST PROCTOR MN 558102219, PROCTOR, MN 55810-2219 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 19, 2017 |
| Property Address | 627 4TH ST, DULUTH, MN 55810-1720 |
| Document Number | 00A1311344 |
| Instrument Date | Feb 11, 2015 |
| Instrument | A1311344 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Proctor City |
| Unified School District | Proctor Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,552.00 (+13.7%) Homeowner's exemption | ||
| 2025 | $3,124.00 (+8.32%) Homeowner's exemption | $298,900 (+22.7%) Land $15,900 Building $283,000 | $298,900 (+22.7%) Land $15,900 Building $283,000 |
| 2024 | $2,884.00 | $243,600 (+30.34%) Land $15,600 Building $228,000 | $243,600 (+30.34%) Land $15,600 Building $228,000 |
| 2022 | $186,900 Land $11,800 Building $175,100 | $186,900 Land $11,800 Building $175,100 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AirFiber Fixed Wireless | 100 / 20 |
May also be available: Spectrum, T-Mobile USA.
Based on FCC filings for 417 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Proctor serves 3,099 people |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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