626 4th St, Duluth, MN 55810 Property Records

St. Louis County property record for 626 4th St, Duluth, MN 55810 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.25 Baths
Year Built	Built 1979
Square Footage	1,565 sqft Gross Area
Lot Size	7,100 sqft (0.163 acres)
Garage	896 sqft
Occupancy	Owner Occupied
Tax Bill	$3,276.00 (2026)

Owner

Source: St. Louis County records · APN 185-0030-00030

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	626 4TH ST, DULUTH, MN 55810-1719
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	626 4TH ST, DULUTH, MN 55810-1719
Transaction Type	Mortgage
Record Updated	Jul 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 4TH ST, PROCTOR, MN 55810-1719

Mortgage

Document Number	0001443248
Date	May 18, 2022
Instrument	1443248

Lender

Name	PROCTOR FEDERAL CU
Type	Credit Union
Address	DULUTH, MN 55810

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 09, 2037

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,276.00 (+7.06%) Homeowner's exemption Disabled Person's exemption
2025	$3,060.00 (+10.39%) Homeowner's exemption Disabled Person's exemption	$275,400 (+3.81%) Land $15,600 Building $259,800	$275,400 (+3.81%) Land $15,600 Building $259,800
2024	$2,772.00	$265,300 (+30.3%) Land $15,500 Building $249,800	$265,300 (+30.3%) Land $15,500 Building $249,800
2022		$203,600 Land $11,700 Building $191,900	$203,600 Land $11,700 Building $191,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`185-0030-00030`
Alternative APN	`44390`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Total Rooms	3 Rooms
Building Area	1,565 sqft Gross Area
1st Floor	942 sqft 1st Floor
Basement Area	185 sqft Basement
Finished Basement	185 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	7,100 sqft (0.163 acres)
Garage Area	896 sqft Garage
Deck Area	304 sqft Deck
Porch Area	228 sqft Porch
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	44390
Street Address	626 4TH ST
City	DULUTH
State	MN
Zip	55810-1719
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 3 AND 4 SERIAL #
Legal Subdivision	PROCTORKNOTT TOWNSITE OF
Legal Block	17
Legal Lot Number	3-4
Jurisdiction	ST LOUIS MN
Minor Civil Division	PROCTOR
Census Blockgroup	3
Census Block	3023
Census Tract	10100