624 4th St, Duluth, MN 55810 Property Records

St. Louis County property record for 624 4th St, Duluth, MN 55810

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,459 sqft · built 1950
Lot Size0.244 acres (10,650 sqft)
OwnerIndividual Name on Record
Tax Bill$3,890 (2026)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN185-0030-00050

Property Details

APN / Parcel Number

Primary APN185-0030-00050
Alternative APN
  • 1019262

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,459 sqft Gross Area
1st Floor Area1,250 sqft
Basement Area625 sqft
Finished Basement625 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area10,650 sqft (0.244 acres)
Garage Area896 sqft
Deck Area108 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1019262
Street Address624 4TH ST
CityDULUTH
StateMN
Zip55810-1719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 5THRU 7 SERIAL #
Legal SubdivisionPROCTORKNOTT
Legal Block17
Legal Lot Number6-7,5T
JurisdictionST LOUIS MN
Township / Civil DivisionPROCTOR
Census Block Group3
Census Block3023
Census Tract10100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address624 4TH ST, DULUTH, MN 55810-1719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 12, 2016
Transfer Doc000T978092
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address624 4TH ST, DULUTH, MN 55810-1719
Document Number00T1035796
Instrument DateJan 22, 2021
Transaction TypeMortgage
Record UpdatedFeb 22, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address624 4TH ST PROCTOR MN 558101719, PROCTOR, MN 55810-1719

Mortgage

Document Number00T1035796
DateJan 28, 2021
InstrumentT1035796
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 27, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityProctor City
Unified School DistrictProctor Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,890.00 (+15.98%) Homeowner's exemption
2025$3,354.00 (+8.68%) Homeowner's exemption$289,900 (+11.84%) Land $22,700 Building $267,200$289,900 (+11.84%) Land $22,700 Building $267,200
2024$3,086.00$259,200 (+30.38%) Land $18,600 Building $240,600$259,200 (+30.38%) Land $18,600 Building $240,600
2022$198,800 Land $14,000 Building $184,800$198,800 Land $14,000 Building $184,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemProctor
serves 3,099 people · EPA ID MN1690042
Water SourcePurchased surface water from Duluth
Last State InspectionNov 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Airfiber
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on 4th St

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