627 2nd St, Georgetown, KY 40324 Property Records

Scott County property record for 627 2nd St, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	872 sqft
Lot Size	0.13 acres (5,667 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jul 2023)
Tax Bill	$1,781 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`167-20-130.000`

Property Details

APN / Parcel Number

Primary APN	`167-20-130.000`

Interior

Stories	1 Story
Building Area	872 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Construction Type	Frame
Foundation Type	Stone
Lot Area	5,667 sqft (0.13 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	627 2ND ST
City	GEORGETOWN
State	KY
Zip	40324-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY GEO 54
Legal Subdivision	FINNELLS ADDITION TO GEORGETOWN
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2002
Census Tract	40209

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	297 FAIRVIEW RD, WILLIAMSTOWN, KY 41097-9640
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed, Transfer · Conventional Mortgage OAKTREE FUNDING CORP
Jun 13, 2022	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jan 28, 2022	Warranty Deed, Transfer · VA Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Jul 23, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Prior Sale	Jun 13, 2022 · Amount on Record
Deed Document Number	2023477103
Deed Book / Page	443 / 345
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 24, 2023
Property Address	627 2ND ST, GEORGETOWN, KY 40324-1509
Document Number	00D443/345
Book / Page	D443 / 345
Instrument Date	Jul 18, 2023
Instrument	477103
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 CRESCENT STREET #201201, 201201, BIDDEFORD, SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 FAIRVIEW RD, WILLIAMSTOWN, KY 41097-9640

Mortgage

Document Number	0000477104
Date	Jul 24, 2023
Instrument	477104

Lender

Name	OAKTREE FUNDING CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jun 13, 2022
Property Address	627 2ND ST, GEORGETOWN, KY 40324-1509
Document Number	00D434/391
Book / Page	D434 / 391
Instrument Date	Jun 8, 2022
Instrument	455419
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	523 E WASHINGTON ST # ST14, ST14, GEORGETOWN, KY 40324-1748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 2ND ST, GEORGETOWN, KY 40324-1509

Mortgage

Document Number	0000455420
Date	Jun 13, 2022
Instrument	455420

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Jan 28, 2022
Property Address	627 2ND ST, GEORGETOWN, KY 40324-1509
Document Number	000D431/89
Book / Page	D431 / 89
Instrument Date	Dec 14, 2021
Instrument	449677
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	627 2ND ST, GEORGETOWN, KY 40324-1509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 PARKSIDE DR, GEORGETOWN, KY 40324-2704

Mortgage

Document Number	0000449678
Date	Jan 28, 2022
Instrument	449678

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 23, 2020
Property Address	627 2ND ST, GEORGETOWN, KY 40324-1509
Document Number	000D416/31
Book / Page	D416 / 31
Instrument Date	Jun 18, 2020
Instrument	419112
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	237 PLUMMER RD STAMPING, GRD, KY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 2ND ST, GEORGETOWN, KY 40324-1509

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,000 (-)	$200,000 (-)
2025	$1,781.00 (+0.74%)	$200,000 (+2.56%)	$200,000 (+2.56%)
2023	$1,768.00 (+70.66%)	$195,000 (+21.88%) Land $25,000 Building $170,000	$195,000 (+21.88%) Land $25,000 Building $170,000
2022	$1,036.00 Homeowner's exemption	$160,000 Land $22,500 Building $137,500	$160,000 Land $22,500 Building $137,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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