621 2nd St, Georgetown, KY 40324 Property Records

Scott County property record for 621 2nd St, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	1,292 sqft
Lot Size	0.164 acres (7,172 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Dec 2023)
Tax Bill	$2,226 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`167-20-107.000`

Property Details

APN / Parcel Number

Primary APN	`167-20-107.000`

Interior

Stories	1 Story
Building Area	1,292 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	7,172 sqft (0.164 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	621 2ND ST
City	GEORGETOWN
State	KY
Zip	40324-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY GEO 54
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2002
Census Tract	40209

Owner

621 2nd St is owned by two individuals who bought it in December 2023.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7200 PUZZLE PATH, AUSTIN, TX 78726-2372
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 5, 2021	Deed, Transfer · FHA Mortgage REPUBLIC STATE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2023 · Amount on File
Deed Sale	Dec 5, 2023 · Amount on File
Prior Sale	May 5, 2021 · Amount on File
Deed Document Number	2023488786
Deed Book / Page	446 / 60
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Dec 5, 2023
Property Address	621, GEORGETOWN, KY 40324
Document Number	000D446/60
Book / Page	D446 / 60
Instrument Date	Nov 30, 2023
Instrument	488786
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 KIRKSTALL WAY, GEORGETOWN, KY 40324-6800

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7200 PUZZLE PATH, AUSTIN, TX 78726-2372

Mortgage

Document Number	0000488789
Date	Dec 5, 2023
Instrument	488789

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	May 5, 2021
Property Address	621, GEORGETOWN, KY 40324
Document Number	00D423/681
Book / Page	D423 / 681
Instrument Date	Apr 30, 2021
Instrument	435087
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3690 MISSION CT, LARGO, FL 33771-2785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 2ND ST, GEORGETOWN, KY 40324-1509

Mortgage

Document Number	0000435088
Date	May 5, 2021
Instrument	435088

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 621 2nd St was $2,226.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,000 (-)	$250,000 (-)
2025	$2,226.00	$250,000	$250,000
2023	$1,353.00 (+7.55%)	$149,300 (+2.97%) Land $25,000 Building $124,300	$149,300 (+2.97%) Land $25,000 Building $124,300
2022	$1,258.00	$145,000 Land $22,500 Building $122,500	$145,000 Land $22,500 Building $122,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 621 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 621 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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