623 2nd St, Georgetown, KY 40324 Property Records

Scott County property record for 623 2nd St, Georgetown, KY 40324

Property Summary

Property Type	Residential Vacant Land
Details	4 bd · 2 ba · 1,063 sqft · built 2021
Lot Size	0.174 acres (7,595 sqft)
Owner	Company on Record
Last Sale	$295,000 (Aug 2023)
Tax Bill	$1,843 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`167-20-120.000`

Property Details

APN / Parcel Number

Primary APN	`167-20-120.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,063 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	7,595 sqft (0.174 acres)

Location & Zoning

Street Address	623 2ND ST
City	GEORGETOWN
State	KY
Zip	40324-1509
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	CITY GEO 54 VR
Legal Subdivision	FINNELL ADDITION
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2002
Census Tract	40209

Owner

Source: Scott County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	1301 ALPHARETTA CT, LEXINGTON, KY 40513-1734
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Commercial Mortgage SOUTH CENTRAL BANK
May 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOUTH NATIONAL BANK NC
Dec 16, 2022	Deed, Transfer · Commercial Mortgage SOUTH CENTRAL BANK
Jan 4, 2021	Deed, Transfer · Line of Credit PERSONS BANKING COMPANY
Nov 2, 2018	Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Prior Sale	Dec 6, 2022 · Amount on Record
Deed Document Number	2023479356
Deed Book / Page	444 / 49
Last Transfer Date	Sep 3, 2025
Transfer Doc	0000554714
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	623 2ND ST, GEORGETOWN, KY 40324-1509
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 COCHRAN RD, LEXINGTON, KY 40502-2311

Mortgage

Document Number	0M1877/475
Date	Jan 14, 2026
Book Page	M1877/475
Instrument	568981

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42142

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 8, 2031

Interest

Rate Type	Adjustable Rate

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Recording Date	May 7, 2026
Property Address	623 2ND ST, GEORGETOWN, KY 40324-1509
Document Number	0000584971
Book / Page	1896 / 158
Instrument Date	Jan 8, 2026
Instrument	2026584971
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1301 ALPHARETTA CT, LEXINGTON, KY 40513-1734

Mortgage

Document Number	0000584971,
Date	May 7, 2026
Book Page	1896/158
Instrument	2026584971

Lender

Name	SOUTH NATIONAL BANK NC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	56 Months
Due	Jan 8, 2031

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Dec 16, 2022
Property Address	623 2ND ST, GEORGETOWN, KY 40324-1509
Document Number	000D439/71
Book / Page	D439 / 71
Instrument Date	Dec 13, 2022
Instrument	463750
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 COCHRAN RD, LEXINGTON, KY 40502-2311
Investor	Possibly a Property Investor

Mortgage

Document Number	0000463751
Date	Dec 16, 2022
Instrument	463751

Lender

Name	SOUTH CENTRAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 13, 2025

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jan 4, 2021
Property Address	623 2ND ST, GEORGETOWN, KY 40324-1509
Document Number	00D420/710
Book / Page	D420 / 710
Instrument Date	Dec 30, 2020
Instrument	426302
Transaction Type	Transfer
Record Updated	Mar 25, 2025

Transaction

Amount	Amount Recorded
Tax	$28.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7668 EL CAMINO REAL # 104727, 104727, CARLSBAD, CA 92009-7932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 910293, LEXINGTON, KY 40591-0293
Investor	Possibly a Property Investor

Mortgage

Document Number	00M1570/77
Date	Jan 4, 2021
Book Page	M1570/77
Instrument	426303

Lender

Name	PERSONS BANKING COMPANY
Type	Bank
Address	NICHOLASVILLE, KY 40356

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Nov 2, 2018
Property Address	623, GEORGETOWN, KY 40324
Document Number	00D401/428
Book / Page	D401 / 428
Instrument Date	Sep 20, 2018
Instrument	393576
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$16.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2044 MT MCKINLEY WAY, LEXINGTON, KY 40517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 2ND ST, GEORGETOWN, KY 40324-1509

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,843.00 (-1.76%)	$207,000 (-)	$207,000 (-)
2023	$1,876.00 (+166.48%)	$207,000 (+155.08%) Land $28,000 Building $179,000	$207,000 (+155.08%) Land $28,000 Building $179,000
2022	$704.00	$81,150 Land $28,000 Building $53,150	$81,150 Land $28,000 Building $53,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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