620 Stuart St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 620 Stuart St, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 830 sqft · built 1949
Lot Size	0.084 acres (3,659 sqft)
Owner	Company Name on Record
Tax Bill	$1,880 (2026)
Deeds & Mortgages	Jun 2019 Line of Credit
APN	`7779-87-8222`

Property Details

APN / Parcel Number

Primary APN	`7779-87-8222`
Alternative APNs	`155 22 620` `2632`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	830 sqft Living Area
1st Floor Area	536 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,659 sqft (0.084 acres)
Lot Dimensions	105 ft deep x 35 ft wide
Garage Type	Built-in

Exterior Amenities

Porch	Porch
Porch Area	105 sqft
Deck Area	132 sqft
Shed	1 Shed
Shed Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	620 STUART ST
City	FREDERICKSBURG
State	VA
Zip	22401-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	10' LT 23 & 24 BL 155-22-L24 DOSWELL FIELD SUB
Legal Subdivision	DOSWELL FIELD SUB
Legal Lot Number	23-24
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	1
Census Block	1043
Census Tract	202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fredericksburg Historic District listed 1971 · 27 contributing resources · NRIS 71001053
Individually Listed	Fredericksburg and Spotsylvania County Battlefields Memorial National Military Park listed 2019 · 24 contributing resources · NRIS 66000046

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fredericksburg City records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8452 LAMBS CREEK CHURCH RD, KING GEORGE, VA 22485-7213
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 23, 2024
Transfer Doc	0202401652
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	620 STUART ST, FREDERICKSBURG, VA 22401-3527
Document Number	190001513
Instrument Date	Jun 29, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 STUART ST FREDERICKSBURG VA 224013527, FREDERICKSBURG, VA 22401-3527

Mortgage

Document Number	190001513
Date	Jul 11, 2019
Instrument	1513

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fredericksburg City assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,880.00 (+25.92%)	$232,200 (+38.38%) Land $140,000 Building $92,200	$232,200 (+38.38%) Land $140,000 Building $92,200
2024	$1,493.00	$167,800 Land $90,000 Building $77,800	$167,800 Land $90,000 Building $77,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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