626 S 12th St, Waco, TX 76706 Property Records

McLennan County property record for 626 S 12th St, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,236 sqft · built 2019
Lot Size	0.189 acres (8,250 sqft)
Owner	Company Name on File
Tax Bill	$6,676 (2025)
Deeds & Mortgages	Dec 2025 Sale Jun 2022 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`48-036000-001100-1`

Property Details

APN / Parcel Number

Primary APN	`48-036000-001100-1`
Alternative APNs	`4803600000110010101` `188545`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft
Flooring	Carpet

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	626 S 12TH ST
City	WACO
State	TX
Zip	76706-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O-2
Legal Description	ROSS LOT 8 BLOCK 23
Legal Subdivision	ROSS
Legal Block	23
Legal Lot Number	8
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2000
Census Tract	401

Owner

626 S 12th St is owned by a company that acquired it in December 2025.

Source: McLennan County records, as of September 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	3874 JUTLAND LN, YORBA LINDA, CA 92886-7925
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Warranty Deed, Transfer DESIGNATED TITLE, DESIGNATED TITLE LLC
Jun 10, 2022	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 31, 2020	Loan Modification, Mortgage AMERICAN BK NA
Aug 5, 2019	Deed of Trust, Mortgage AMERICAN BK NA
May 13, 2019	Warranty Deed, Transfer AMERICAN BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2025
Deed Sale	Dec 12, 2025
Prior Sale	Jun 10, 2022 · Amount on File
Deed Document Number	202538076
Prior Transfer Date	May 10, 2019
Prior Transfer Doc	0000015491
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 12, 2025
Property Address	626 S 12TH ST, WACO, TX 76706-1734
Document Number	0000038076
Map Reference	VOL 1 PG 9
Instrument Date	Dec 10, 2025
Instrument	2025038076
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	DESIGNATED TITLE, DESIGNATED TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14002 WYNDHAM TERRACE TRL, HOUSTON, TX 77059-5030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3874 JUTLAND LN, YORBA LINDA, CA 92886-7925

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 10, 2022
Property Address	626 S 12TH ST, WACO, TX 76706-1734
Document Number	0000023625
Map Reference	VOL 1 PG 9
Instrument Date	Jun 10, 2022
Instrument	2022023625
Transaction Type	Transfer
Record Updated	Jun 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1105 DAKOTA DR, 1105, TEMPLE, TX 76504-4905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14002 WYNDHAM TERRACE TRL, HOUSTON, TX 77059-5030

Mortgage

Document Number	0000023626
Date	Jun 10, 2022
Instrument	2022023626

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	626 S 12TH ST, WACO, TX 76706-1734
Document Number	0000032024
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1105 DAKOTA DR TEMPLE TX 765044905, TEMPLE, TX 76504-4905

Mortgage

Document Number	0000032024
Date	Sep 11, 2020
Instrument	32024

Lender

Name	AMERICAN BK NA
Address	WACO, TX 76715-4068

Agreement

Amount	Amount on Record
Term	60 Months
Due	Sep 10, 2025

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	626 S 12TH ST, WACO, TX 76706-1734
Document Number	0000026007
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1105 DAKOTA DR TEMPLE TX 765044905, TEMPLE, TX 76504-4905

Mortgage

Document Number	0000026007
Date	Aug 6, 2019
Instrument	26007

Lender

Name	AMERICAN BK NA
Address	WACO, TX 76715-4068

Agreement

Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 13, 2019
Property Address	626 S 12TH ST, WACO, TX 76706-1734
Document Number	0000015491
Instrument Date	May 10, 2019
Instrument	15491
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1105 DAKOTA DR TEMPLE TX 765044905, TEMPLE, TX 76504-4905

Mortgage

Document Number	15492
Date	May 13, 2019
Instrument	15492

Lender

Name	AMERICAN BK NA
Address	WACO, TX 76715-4068

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 626 S 12th St was $6,676, down 12.5% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,340 (+15.62%) Land $41,993 Building $301,347	$343,340 (+15.62%) Land $41,993 Building $301,347
2025	$6,676.00 (-12.54%)	$296,965 Land $38,280 Building $258,685	$296,965 Land $38,280 Building $258,685
2024	$7,633.00
2023		$317,260 Land $38,280 Building $278,980	$317,260 Land $38,280 Building $278,980
2022	$7,112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 626 S 12th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 626 S 12th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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