618 S 12th St, Waco, TX 76706 Property Records

McLennan County property record for 618 S 12th St, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 756 sqft · built 1894
Lot Size	0.189 acres (8,250 sqft)
Owner	Company Name on Record
Tax Bill	$2,158 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`48-036000-001300-4`

Property Details

APN / Parcel Number

Primary APN	`48-036000-001300-4`
Alternative APNs	`4803600000130040111` `188547`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	756 sqft Living Area
1st Floor Area	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1960
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	126 sqft
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	618 S 12TH ST
City	WACO
State	TX
Zip	76706-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M1
Legal Description	ROSS LOT 10 BLOCK 23 ACRES .1894
Legal Subdivision	ROSS
Legal Block	23
Legal Lot Number	10
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2000
Census Tract	401

Owner

Source: McLennan County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	325 GRASSY WAY, ELM MOTT, TX 76640-3751
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Vendor's Lien, Transfer · Line of Credit ALLIANCE BANK CENTRAL TEXAS
Apr 24, 2020	Deed of Trust, Mortgage FIRST NAT'L BK/MCGREGOR
Jun 17, 2019	Trustee's Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/MCGREGOR
Apr 3, 2019	Warranty Deed, Transfer AMERICAN RESOURCE TITLE COMPANY, AMERICAN RESOURCE TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2024
Deed Sale	May 30, 2024
Prior Sale	Sep 18, 2020 · Amount on Record
Deed Document Number	202415849
Record Updated	Oct 29, 2026

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 18, 2020
Property Address	618 S 12TH ST, WACO, TX 76706-1734
Document Number	0000033026
Map Reference	VOL 1 PG 9
Instrument Date	Sep 17, 2020
Instrument	2020033026
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	AGT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	846 DRY CREEK RD, 846, WACO, TX 76705-5409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 HAIBERT LANE, WACO, TX 76705-5429

Mortgage

Document Number	0000033027
Date	Sep 18, 2020
Instrument	2020033027

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 17, 2025

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	618 S 12TH ST, WACO, TX 76706-1734
Document Number	0000014966
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 DRY CREEK RD WACO TX 767055409, WACO, TX 76705-5409

Mortgage

Document Number	0000014966
Date	May 11, 2020
Instrument	14966

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 10, 2040

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 17, 2019
Property Address	618 S 12TH ST, WACO, TX 76706-1734
Instrument Date	Jun 10, 2019
Instrument	19810
Transaction Type	Construction Loan
Record Updated	Jul 10, 2019
Title Company	AMERICAN GUARANTY TITLE COMPANY, AMERICAN GUARANTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2089 BUSTER CHATHAM RD WACO TX 767055255, WACO, TX 76705-5255

Mortgage

Document Number	0000019810
Date	Jun 17, 2019
Instrument	19810

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 16, 2020

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 3, 2019
Property Address	618 S 12TH ST, WACO, TX 76706-1734
Document Number	0000010999
Instrument Date	Apr 3, 2019
Instrument	10999
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	AMERICAN RESOURCE TITLE COMPANY, AMERICAN RESOURCE TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 DRY CREEK RD WACO TX 767055409, WACO, TX 76705-5409

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,000 (-) Land $38,200 Building $57,800	$96,000 (-) Land $38,200 Building $57,800
2025	$2,158.00 (+13.94%)	$96,000 (+14.29%) Land $38,200 Building $57,800	$96,000 (+14.29%) Land $38,200 Building $57,800
2024	$1,894.00 (+0.58%)
2023		$84,000 Land $38,200 Building $45,800	$84,000 Land $38,200 Building $45,800
2022	$1,883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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