626 Cobert Ln, Franklin, TN 37064 Property Records

Williamson County property record for 626 Cobert Ln, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	2,031 sqft · built 2015
Lot Size	0.059 acres (2,574 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (May 2018)
Tax Bill	$2,258 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094089K A 01700`

Property Details

APN / Parcel Number

Primary APN	`094089K A 01700`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,031 sqft Living Area

Exterior

Year Built	Built 2015
Roof Material	Asphalt
Lot Area	2,574 sqft
Lot Dimensions	87.2 ft deep x 29 ft wide
Garage Type	Attached
Garage Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	626 COBERT LN
City	FRANKLIN
State	TN
Zip	37064-1495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD LOCKWOOD GLEN SEC 3 PB 60 PG 33 LOT 0097
Legal Subdivision	LOCKWOOD GLEN
Legal Lot Number	97
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4024
Census Tract	51002

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	626 COBERT LN, FRANKLIN, TN 37064-1495
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 13, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 7, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2018 · Amount on Record
Deed Sale	May 7, 2018 · Amount on Record
Prior Sale	Aug 26, 2015 · Amount on Record
Deed Document Number	0073560835
Deed Book / Page	7356 / 0835
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	626 COBERT LN, FRANKLIN, TN 37064-1495
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070000833
Date	Feb 6, 2017
Book Page	7000/0833
Instrument	17004852

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2032

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	626 COBERT LN, FRANKLIN, TN 37064-1495
Document Number	0080950557
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 COBERT LN FRANKLIN TN 370641495, FRANKLIN, TN 37064-1495

Mortgage

Document Number	0080950557
Date	Jul 17, 2020
Book Page	008095/000557
Instrument	36618

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	May 7, 2018
Property Address	626 COBERT LN, FRANKLIN, TN 37064-1495
Document Number	0073560835
Book / Page	7356 / 0835
Map Reference	MB P60 PG33A-C
Instrument Date	May 7, 2018
Instrument	18017017
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	HERITAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,313.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 COBERT LN, FRANKLIN, TN 37064-1495

Mortgage

Document Number	0018017018
Date	May 7, 2018
Instrument	18017018

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,258.00 (-42.04%)	$144,200 (+59.65%) Land $32,500 Building $111,700	$576,800 (+59.65%) Land $130,000 Building $446,800
2024	$3,896.00 (+1%)
2023	$1,948.00	$90,325 (-) Land $20,000 Building $70,325	$361,300 (-) Land $80,000 Building $281,300
2022	$1,948.00	$90,325 Land $20,000 Building $70,325	$361,300 Land $80,000 Building $281,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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