612 Cobert Ln, Franklin, TN 37064 Property Records

Williamson County property record for 612 Cobert Ln, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,765 sqft · built 2015
Lot Size	0.043 acres (1,912 sqft)
Owner	Individual Name on File
Last Sale	$549,900 (Jul 2024)
Tax Bill	$2,123 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`094089K A 02400`

Property Details

APN / Parcel Number

Primary APN	`094089K A 02400`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,765 sqft Living Area

Exterior

Year Built	Built 2015
Roof Material	Asphalt
Lot Area	1,912 sqft
Lot Dimensions	87 ft deep x 22 ft wide
Garage Type	Attached
Garage Area	215 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	612 COBERT LN
City	FRANKLIN
State	TN
Zip	37064-1495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD LOCKWOOD GLEN SEC 3 PB 60 PG 33 LOT 0090
Legal Subdivision	LOCKWOOD GLEN
Legal Lot Number	90
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4024
Census Tract	51002

Owner

Source: Williamson County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	612 COBERT LN, FRANKLIN, TN 37064-1495
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Aug 29, 2022	Warranty Deed, Transfer
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit CEFCU
Dec 17, 2018	Deed of Trust, Mortgage · Line of Credit ASCEND FCU
Aug 26, 2019	Loan Modification, Mortgage · Conventional Mortgage CITIZENS EQUITY FCU
Apr 22, 2019	Warranty Deed, Transfer · Conventional Mortgage CEFCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 5, 2024 · Amount on Record
Deed Sale	Jul 5, 2024 · Amount on Record
Prior Sale	Aug 29, 2022 · Amount on Record
Deed Document Number	24019725
Deed Book / Page	9515 / 998
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	612 COBERT LN, FRANKLIN, TN 37064-1495
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 COBETT LANE, FRANKLIN, TN 37064

Mortgage

Document Number	0092090248
Date	Mar 9, 2023
Book Page	9209/248
Instrument	23006289

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 24, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Aug 29, 2022
Property Address	612 COBERT LN, FRANKLIN, TN 37064-1495
Document Number	0090890890
Book / Page	9089 / 890
Map Reference	MB P60 PG 33
Instrument Date	Aug 26, 2022
Instrument	22037088
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Amount	Amount Recorded
Tax	$1,961.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 COBERT LN, FRANKLIN, TN 37064-1495

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	612 COBERT LN, FRANKLIN, TN 37064-1495
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089670187
Date	Apr 12, 2022
Book Page	8967/187
Instrument	22016654

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 11, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	612 COBERT LN, FRANKLIN, TN 37064-1495
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0075250746
Date	Dec 17, 2018
Book Page	7525/0746
Instrument	18048888

Lender

Name	ASCEND FCU
Type	Credit Union
Address	TULLAHOMA, TN 37388

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 11, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILLIAMSON TN
Property Address	612 COBERT LN, FRANKLIN, TN 37064-1495
Document Number	0077320483
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	BANKERS TITLE CORPORATION, BANKERS TITLE & ESCROW CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	612 COBERT LN FRANKLIN TN 370641495, FRANKLIN, TN 37064-1495

Mortgage

Document Number	0077320483
Date	Sep 5, 2019
Book Page	007732/000483
Instrument	35667

Lender

Name	CITIZENS EQUITY FCU
Type	Mortgage Company
Address	PEORIA, IL 61656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 4, 2034

Interest

Rate Type	Fixed Rate
Rate	3%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Apr 22, 2019
Property Address	612 COBERT LN, FRANKLIN, TN 37064-1495
Document Number	0076050254
Book / Page	7605 / 0254
Map Reference	MB P60 PG 33
Instrument Date	Apr 17, 2019
Instrument	19013679
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	BANKERS TITLE & ESCROW CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,339.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 COBERT LN, FRANKLIN, TN 37064-1495

Mortgage

Document Number	0019013680
Date	Apr 22, 2019
Instrument	19013680

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2034

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,123.00 (-42.68%)	$135,625 (+57.84%) Land $32,500 Building $103,125	$542,500 (+57.84%) Land $130,000 Building $412,500
2024	$3,704.00 (+1%)
2023	$1,852.00	$85,925 (-) Land $20,000 Building $65,925	$343,700 (-) Land $80,000 Building $263,700
2022	$1,852.00	$85,925 Land $20,000 Building $65,925	$343,700 Land $80,000 Building $263,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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