613 Cobert Ln, Franklin, TN 37064 Property Records

Williamson County property record for 613 Cobert Ln, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,454 sqft · built 2015
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$381,050 (Sep 2015)
Tax Bill	$2,671 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`089K-A-037.00-000`

Property Details

APN / Parcel Number

Primary APN	`089K-A-037.00-000`
Alternative APNs	`094089K A 03700` `1088685`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,454 sqft Living Area
Gross Area	2,938 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	125 ft deep x 38.4 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	613 COBERT LN
City	FRANKLIN
State	TN
Zip	37064-1496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD LOCKWOOD GLEN SEC 3 PB 60 PG 33 LOT 0056
Legal Subdivision	LOCKWOOD GLEN
Legal Lot Number	0056
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4114
Census Tract	51002

Owner

Source: Williamson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	613 COBERT LN, FRANKLIN, TN 37064-1496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK
Jan 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2015 · Amount on Record
Deed Sale	Sep 15, 2015 · Amount on Record
Deed Document Number	201539767
Deed Book / Page	6563 / 334
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Recording Date	Aug 14, 2026
Property Address	613 COBERT LN, FRANKLIN, TN 37064-1496
Document Number	0000029427
Book / Page	10107 / 307
Instrument Date	Aug 8, 2026
Instrument	202629427
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029427,
Date	Aug 14, 2026
Book Page	10107/307
Instrument	202629427

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	613 COBERT LN, FRANKLIN, TN 37064-1496
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090550753
Date	Jul 15, 2022
Book Page	9055/753
Instrument	22031320

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	613 COBERT LN, FRANKLIN, TN 37064-1496
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082220866
Date	Oct 5, 2020
Book Page	8222/866
Instrument	20055300

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	PEORIA, AZ 85380

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	613 COBERT LN, FRANKLIN, TN 37064-1496
Document Number	0075570676
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	613 COBERT LN FRANKLIN TN 370641496, FRANKLIN, TN 37064-1496

Mortgage

Document Number	0075570676
Date	Feb 11, 2019
Book Page	007557/000676
Instrument	4745

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 10, 2039

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,671.00 (-47.28%)	$170,575 (+45.2%) Land $51,250 Building $119,325	$682,300 (+45.2%) Land $205,000 Building $477,300
2024	$5,066.00 (+1%)
2023	$2,533.00	$117,475 (-) Land $28,750 Building $88,725	$469,900 (-) Land $115,000 Building $354,900
2022	$2,533.00	$117,475 Land $28,750 Building $88,725	$469,900 Land $115,000 Building $354,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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