LaSalle County property record for 626 Chapel St, Ottawa, IL 61350
| Property Type | Single Family Home |
|---|---|
| Details | 2,160 sqft · built 1900 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,504 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-12-133-003 |
| Primary APN | 21-12-133-003 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,160 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 12,632 sqft (0.29 acres) |
| Street Address | 626 CHAPEL ST |
|---|---|
| City | OTTAWA |
| State | IL |
| Zip | 61350-3006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREEN'S ADD, LT 3 BLK 3 SEC 12-33-3 |
| Legal Range | 03 |
| Legal Township | 33 |
| Legal Section | 12 |
| Legal Subdivision | GREENS ADD |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | OTTAWA |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 962300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ottawa East Side Historic District listed 2013 · 301 contributing resources · NRIS 13000718 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
626 Chapel St is owned and occupied by an individual.
Source: LaSalle County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 626 CHAPEL ST, OTTAWA, IL 61350-3006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MARSEILLES BANK NA |
| Aug 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MARSEILLES BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 626 CHAPEL ST, OTTAWA, IL 61350-3006 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202110318 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2021-10318 |
| Name | MARSEILLES BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Jun 29, 2028 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 626 CHAPEL ST, OTTAWA, IL 61350-3006 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201811128 |
|---|---|
| Date | Aug 15, 2018 |
| Instrument | 201811128 |
| Name | MARSEILLES BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 13, 2023 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 626 Chapel St was $9,504, up 8.2% from the year before.
Source: LaSalle County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | Ottawa Township |
| Municipality | Ottawa City |
| Elementary School District | Ottawa Elementary School District 141 (PK - 08) |
| Secondary School District | Ottawa Township High School District 140 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,504.00 (+8.21%) | $100,742 Land $17,946 Building $82,796 | $302,226 Land $53,838 Building $248,388 |
| 2024 | $8,783.00 | ||
| 2023 | $81,702 (+10.18%) Land $14,554 Building $67,148 | $245,106 (+10.18%) Land $43,662 Building $201,444 | |
| 2022 | $74,153 Land $22,125 Building $52,028 | $222,459 Land $66,375 Building $156,084 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 626 Chapel St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 38 (1979–2020) |
| Claims Outside the SFHA | 13 of 38 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 626 Chapel St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTAWA serves 18,097 people · EPA ID IL0990800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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